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Credit card cash fee

[Deleted User]
[Deleted User] Posts: 0 Newbie
Part of the Furniture 100 Posts Name Dropper
in Credit cards
Hi,

Just wondered if anyone had any ideas.

Basically I spent £3000 at a casino and the funds were returned into my account within hours. MBNA has charged me £150 for this transaction as it was a considered cash.
Unfortunately I didn't realise this otherwise I would have used other funding. Seems a bit extreme for a few hours borrowing.
I took the card out in 2008 and have never missed a payment.

I called being nice and spoke to manager but they told me to get lost quite rudely actually.

But anyway nothing I can do yes?

Cheers
«13

Comments

  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No......why would there be 'anything you can do'?

    Gambling is a cash transaction on virtually all credit cards.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 100 Posts Name Dropper
    BoGoF wrote: »
    No......why would there be 'anything you can do'?

    Gambling is a cash transaction on virtually all credit cards.

    Not on my Natwest Visa it isn't.

    But anyway when I'm watching 'Love Island with my wife I'll brush up on my credit agreement.


    Cheers
  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Should have used your Natwest Card then eh?
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 100 Posts Name Dropper
    BoGoF wrote: »
    Should have used your Natwest Card then eh?

    Thanks for stating the obvious...You have been very helpful.
  • born_again
    born_again Posts: 23,326 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Deleted_User wrote: »
    Not on my Natwest Visa it isn't.

    Cheers


    Moot point as you won't be able to do it from April 2020 :rotfl:
    Life in the slow lane
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 100 Posts Name Dropper
    born_again wrote: »
    Moot point as you won't be able to do it from April 2020 :rotfl:

    So 2 months left. Moot point :rotfl:
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,534 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Basically I spent £3000 at a casino
    Do you mean you lost 3 grand in the casino - or come out ahead or even ?
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    NoodleDoodleMan wrote: »
    Do you mean you lost 3 grand in the casino - or come out ahead or even ?

    Sounds like he broke even and paid it back into the card before he left.

    He is still winning as if it were me I would of lost the lot and more !

    Just pay the £150, you dont really have much choice.
  • born_again
    born_again Posts: 23,326 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    foxy-stoat wrote: »
    Sounds like he broke even and paid it back into the card before he left.

    He is still winning as if it were me I would of lost the lot and more !

    Just pay the £150, you dont really have much choice.


    £150 fr a few hours fun.... |

    \i can think of a lot more fun things to spend £150 on :rotfl::beer::j
    Life in the slow lane
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 100 Posts Name Dropper
    foxy-stoat said:
    NoodleDoodleMan wrote: »
    Do you mean you lost 3 grand in the casino - or come out ahead or even ?

    Sounds like he broke even and paid it back into the card before he left.

    He is still winning as if it were me I would of lost the lot and more !

    Just pay the £150, you dont really have much choice.
    Yes broke even but had no idea about these charges.
    Next time I'm watching love island with the misses I'll brush up on my terms and conditions.
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