Renting after a DRO

RickHoughton

Hello



Me and my wife have had a DRO in the last couple of years, but have been cleared now for nearly a year.


Our current landlord is a friend of the family, but unfortunately he is having to sell the property we live in. Looking around estate/letting agents, we've seen a few places we like, but every time we apply, we are getting knocked back to due our credit score being low. Our current landlord is willing to guarantor for us, but still we aren't getting accepted.


Family are in no position to help, council are helping, but we are low on priority lists.


Every time we apply for somewhere we get another hardcheck, which will bring our already low credit score even lower.

sourcrates

The credit score you see, is not the credit score financial decisions are made with, only you see the number the CRA gives you, potential landlords can do either a basic credit/identity check, or a much more in-depth credit check, they run that against their own credit scoring system, so it depends which kind of check they do on you.

1977dave

Whereabouts do you live OP as some housing associations let you apply directly through them for a home. I saw my flat on Places for people housing association, I applied and got it, it's a case of first come first served, I wasn't credit checked either.

I know a few housing associations let you apply direct, some you have to go through a hub website and bid