Freedom of Information Act 2000 request - Cladding of a combustible nature

iamauser

Thank you, @davidmcn and @csgohan4
1. The management responded just now that to the best of their knowledge there is no cladding, but a survey is under way to complete assesment in several months. 
2. I know of properties that do have cladding and the plan to fix it at 2M cost, yet mortgage was obtained. 

Go figure..

badmemory

If you have no absolute proof then don't touch with a disinfected bargepole.  When you can access their survey then maybe look again,       but a survey is under way to complete assesment in several months    sounds like procrastination to me & that probably has a purpose.

MikeHu

Hi - please can you advise which is the lender that “is not interested” in the cladding report (and by report I assume you’re referring to EWS1?)

iamauser said:

foxy-stoat wrote: »

You wont be able to use a mortgage to buy this flat and your solicitor will advise against buying it as well. Move on....

But post up the rightmove link so we can take a look.

different lenders have different rules - one lender asked for a cladding report, and another one was not interested.

iamauser

MikeHu said:

Hi - please can you advise which is the lender that “is not interested” in the cladding report (and by report I assume you’re referring to EWS1?)

Barclays and NatWest. In fact, Barclays offered mortgage to the property that was known for sure had cladding problems.

https[:]//www.epr.co.uk/projects/architects-residential/discovery-dock-west/

MikeHu

How odd, I understood Barclays were one of the most stringent to sticking to the EWS1 - if they’re happy to lend on it though that’s positive  

swaledale_one

May I ask how much the flat is up for?

iamauser

swaledale_one said:

May I ask how much the flat is up for?

responded in private

Celes

Interesting thread. 
That sounds like an exemption that should be challenged. It's clearly more in the public interest to know that information, we're talking fire safety. 

Cladding is not the only issue. It's what's inside the walls as much as what's on the outside or coating them like cladding. Things like insulation, pipes, balconies they are all covered by the new regulations about external walls fire safety and combustible materials. 

There are news reports about there being a backlog for getting these assessments of materials, only so many qualified people to carry them out, so I am not surprised if it might take months.  

Just in the middle of buying a new build flat myself and just stumbled into this. Just found out the building I'm thinking of buying does have some kind of combustible insulation as they'd had a report done in Dec. It's only low level fire risk, but it's still combustible and wouldn't be allowed if it was being built today. I suppose the question is what happens if the law changes again and like with ACP cladding, they say that all older buildings need to be retrospectively fixed. Insulation is not exactly easy to fix like cladding, which you just strip off. It would mean having to take off the side of the brick wall, strip it out, and then rebuilding the wall. The letter, I think (worded badly), seems to say that in the circumstances they were justified to using this material and it therefore fits the advice. Question is if they mean current advice, or advice when it was built. I hope it's the former. 

I have also got a mortgage offer - Natwest. Though I have no idea if they asked anything about this when the valuer went out. Or if they were satisfied with what they were told. There are no notes on the report about it at all.