Need advice for saving and in debt..

ukguy2k

I have some low savings, I was going to keep saving..


I'm in debt with 3x credit cards, 2x catalogues, 1x debt management setup from citizens advice and 1x PayPal credit.


Should I not save and pay all of the savings towards my debts? or should I keep saving?

YorkshireBoy

Total debt?
Total savings?
Income?
Secure job?
Skilled so could minimise time unemployed if you lost your job?
If you use your savings/don't save, how will you fund emergencies?

ukguy2k

Total debt - £2,876.92.
Total savings - £5.
Income - receiving ESA support group and PIP enhanced daily living, long term psychiatric condition.


Paying £500+ to my father for mortgage, bills and food etc.
Paying £29 a month for virgin media and my sister pays £15 a month for virgin media. Contract ends 29th January 2021.
Paying £25.50 + £6 for my virgin mobile contract.
Paying £6.14 for my mums sim card monthly with virgin mobile.
Paying £13.20 for my mums TV Licence monthly.
Paying extra towards my debts.
Paying my mum £30+ monthly for her.