Benefit cap grace period between it not being applied

AG47

“The benefit cap does not apply in Greater London for a Couple (with or without children) or a single parent if earnings are minimum £442.21 a week”

This is very high for some low income families in London.

How long is the grace period where this does not apply?

What if a couple are doing their best but with kids and stuff just can’t quite earn that much? But if the benefit cap is applied 5en they can’t pay their high rent?

Hypothetical example, - Man working full time earning shift work as many hours as he can get £8.21x 36hrs = £295.56

Woman working part time because of school runs and kind of looking after elderly relatives but not enough to claim carers allowance.
She earns £8.21x12hrs=£98.52

Their combines earnings before deductions is £391.

How long before the cap is put into place which means they can’t pay their high London rents?

[Deleted User]

AG47 wrote: »

“The benefit cap does not apply in Greater London for a Couple (with or without children) or a single parent if earnings are minimum £442.21 a week”

This is very high for some low income families in London.

How long is the grace period where this does not apply?

What if a couple are doing their best but with kids and stuff just can’t quite earn that much? But if the benefit cap is applied 5en they can’t pay their high rent?

Hypothetical example, - Man working full time earning shift work as many hours as he can get £8.21x 36hrs = £295.56

Woman working part time because of school runs and kind of looking after elderly relatives but not enough to claim carers allowance.
She earns £8.21x12hrs=£98.52

Their combines earnings before deductions is £391.

How long before the cap is put into place which means they can’t pay their high London rents?

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/245747/benefit-cap-faqs.pdf

"13. I’ve heard about the ‘grace’ period. What is this?
There will be a grace period whereby the benefit cap will not be applied for 39 weeks to those who have been continuously in work for the previous 12 months. The start date of a grace period is the day immediately following the last day of work, including a Saturday or Sunday.
This means:-
If you/ your partner or ex-partner:
Have worked for 50 of the last 52 weeks immediately before your last job ended; and
during that time have not been entitled to Income Support; Jobseeker’s Allowance or Employment and Support Allowance,
your Housing Benefit may not be affected for up to 39 weeks. This is known as the grace period. This gives you time to move into work and / or discuss your housing options with your Local Authority. There are some exceptions to this rule.
They are:-
• The claimant was on statutory maternity leave (excluding periods in receipt of DWP Maternity Allowance), paternity leave, adoption leave or receiving Statutory Sick Pay [SSB] when the grace period starts on the day following the end of the period of leave or last day of payment of SSP;
• If the claimant receives Income Support [IS], in addition to any of the payments listed above, the grace period will start from the date of claim to this benefit even if Statutory Maternity Pay[SMP]/SSP is still in payment; and
• The claim is as a result of separation, where the ex partner continues in employment when the start date is the date of separation."

calcotti

AG47 - it really isn't helpful that you are posting the same question in more than one thread.
see https://forums.moneysavingexpert.com/discussion/6097970/mif-grace-period-between-jobs&page=2

calcotti

Various sources for information on the benefit cap
https://www.gov.uk/benefit-cap
https://www.citizensadvice.org.uk/benefits/check-if-the-benefit-cap-applies-to-you/
https://www.entitledto.co.uk/help/benefits-cap

£442.21 is the maximum weekly amount of benefit a couple are allowed to receive in London. It is not an earnings figure.

AG47

calcotti wrote: »

Various sources for information on the benefit cap
https://www.gov.uk/benefit-cap
https://www.citizensadvice.org.uk/benefits/check-if-the-benefit-cap-applies-to-you/
https://www.entitledto.co.uk/help/benefits-cap

£442.21 is the maximum weekly amount of benefit a couple are allowed to receive in London. It is not an earnings figure.

Now I’m totally confused.

So what is the min amount you have to earn earn as a normal couple in London to not have the benefit cap please?


Is it £569 a month combined, after tax and National Insurance contributions?

RealElement47

AG47 wrote: »

Now I’m totally confused.

So what is the min amount you have to earn earn as a normal couple in London to not have the benefit cap please?


Is it £569 a month combined, after tax and National Insurance contributions?

No, it's Benefit Cap Rules

The benefit cap is a limit on the total amount of income from certain benefits a household can receive.

It is set at a different level depending on whether you live inside or outside London.

The benefit cap is:

£442.31 a week if you are a couple or have children and live in London

huckster

Benefit cap does not apply if you get Universal Credit and you and your partner earn more than £569 a month combined, after tax and National Insurance contributions,

This information is all contained on the Gov.uk Benefit cap website.

https://www.gov.uk/benefit-cap

RealElement47

Actually now I'm also confused

This one says its £569 per month

https://www.gov.uk/benefit-cap/when-youre-not-affected

But this one says its 442.31 a week if you are a couple or have children and live in London

https://www.entitledto.co.uk/help/benefits-cap



Benefit Cap Rules

The benefit cap is a limit on the total amount of income from certain benefits a household can receive.

It is set at a different level depending on whether you live inside or outside London.

The benefit cap is:

£442.31 a week if you are a couple or have children and live in London

poppy12345

RealElement47 wrote: »

Actually now I'm also confused

This one says its £569 per month

https://www.gov.uk/benefit-cap/when-youre-not-affected

But this one says its 442.31 a week if you are a couple or have children and live in London





Benefit Cap Rules

The benefit cap is a limit on the total amount of income from certain benefits a household can receive.

It is set at a different level depending on whether you live inside or outside London.

The benefit cap is:

£442.31 a week if you are a couple or have children and live in London

This has been explained a few times across a couple of different threads, The £569 amount is not the benefit cap amount, it's earnings amount.



The £442.31 is the benefit cap amount if your earnings are below the required amount. If your earnings are above that amount then the cap doesn't apply. Read the links.

huckster

RealElement47 wrote: »

Actually now I'm also confused

This one says its £569 per month

https://www.gov.uk/benefit-cap/when-youre-not-affected

But this one says its 442.31 a week if you are a couple or have children and live in London

Can I suggest that you stop posting replies if you are confused..

The £442.31 is the maximum benefit amount per week that can be received. So this is the total of Universal Credit, child benefit etc.


If you earn £569 as net employment earnings during the monthly UC assessment period, then the benefit cap does not apply.

The problem that some people have is that they can have different employment pay dates or fluctuating income. So in one assessment period, they earn £569 net or more, so Benefit cap is not applied Then in the next assessment period employment earnings are less than £569, so they have the Benefit cap applied.