Predictions for personal investment Post Brexit

DireEmblem

Reg_Smeeton wrote: »

Not bothered about Brexit at all. UK makes only a small % of investments, maybe it will be good, maybe it will be bad. Who cares?

Surely you care if you are salaried in the UK?

LHW99

So you could transfer some of the cash into a new S&S ISA and transfer one of the existing cash ISA's to the same place.
See how it goes and repeat next FY if needed

Malkytheheed

Reg_Smeeton wrote: »

Not bothered about Brexit at all. UK makes only a small % of investments, maybe it will be good, maybe it will be bad. Who cares?

What are you talking about? Everyones portfolio is different. How do you know what % the UK makes of mine?

I actually have faith in the UK and I am going to dump a load in FTSE 250 index tacker fund (Much more domestic facing than the 100). That is.... Once this Coronavirus is finished playing havoc.

jamei305

LHW99 wrote: »

So you could transfer some of the cash into a new S&S ISA and transfer one of the existing cash ISA's to the same place.
See how it goes and repeat next FY if needed

Seeing how it goes isn't really the best plan. For example if it goes very badly, markets plummet, and an initial 10K investment into a tracker drops to 4K after a year, then that would be a great time to invest the rest. However "seeing how it goes" would imply deciding it's gone very badly, withdrawing the 4K as cash and never investing again.

Once you're satisfied with the principle of investing, you should be putting money in every year regardless of how it's gone.

MarkCarnage

actually have faith in the UK and I am going to dump a load in FTSE 250 index tacker fund (Much more domestic facing than the 100). That is.... Once this Coronavirus is finished playing havoc.

I admire your optimism..... I suspect that post Brexit virus might be more long lasting and challenging for the UK.

Malkytheheed

MarkCarnage wrote: »

I admire your optimism..... I suspect that post Brexit virus might be more long lasting and challenging for the UK.

The FTSE 250 is probably 4 years behind where it should be due to crazy uncretainty over brexit. by the end of 2020 that will be over. Deals in place (for better or worse). Just look at the S&P500 over the last 4 years. thats where we should be. If our trade deals go well then I am expecting the FTSE 250 to bounce really rather high rather quick. Like someone has stepped off the spring finally.

Albermarle

What would you recommend as an initial safe investment?

No investment is 'safe' in the sense it can always go down .

If you mean is VLS 60 'safe' in terms of Vanguard not running off with all your money/going bust , then yes it is .
However VLS 60 , like all investments , can go down as well as up .

[Deleted User]

blomboy - Short game: money always goes to $ in scary times. Look beyond UK jingoism the propensity of Brexiteers to botch everything..
Long game - £ has been depreciating for a hundred years. Brexit isn't going to reverse that.

Sterling is currently valued at $1.32. I expect it to drop.

Since your salary, pension, house etc is valued in £; putting your savings into US equities would be more prudent than radical. Go for the household names.

MarkCarnage

The FTSE 250 is probably 4 years behind where it should be due to crazy uncretainty over brexit. by the end of 2020 that will be over. Deals in place (for better or worse). Just look at the S&P500 over the last 4 years. thats where we should be. If our trade deals go well then I am expecting the FTSE 250 to bounce really rather high rather quick. Like someone has stepped off the spring finally.

Not even sure the uncertainty will be over, by then - it will take time for the consequences to become clearer. Comparing the FTSE250 with the S&P500 is wrong on many levels. It's cheaper yes, but there are some good reasons for that. In a correction it might fall less for that reason but longer term I think it is structurally lower growth.

However, I admire your optimism as I said earlier.

Malkytheheed

MarkCarnage wrote: »

Not even sure the uncertainty will be over, by then - it will take time for the consequences to become clearer. Comparing the FTSE250 with the S&P500 is wrong on many levels. It's cheaper yes, but there are some good reasons for that. In a correction it might fall less for that reason but longer term I think it is structurally lower growth.

However, I admire your optimism as I said earlier.

Problem is S&P is considerably over valued at present. Esspecially the top 10 big tech players. It's due a major correction. The FTSE 250 (which not comparable I agree but none the less is vying for my money all the same) is (i belive) under valued at present and riddled with too much fear and uncertainty over brexit. So due a bull run.

The FTSE 100 IMO is a waste of time for long term growth now. Its all dinosaur companies. Oil, Gas, Banks, Tobacco. Who in their right mind would invest long term in any of that. I digress.