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Damaged Wallpaper by Electrician - What are my rights?

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Comments

  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes and no!

    Yes you are expected to mitigate your losses but that doesn't exclude paying a reasonable labour cost.

    Also the OP said.....



    You can't do that. Your claim is against him. He can involve the insurance company if he wishes.
    Yes they could, but it'll be up to the insurer whether they will deal directly with them or not.
  • Undervalued
    Undervalued Posts: 9,794 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    neilmcl wrote: »
    Yes they could, but it'll be up to the insurer whether they will deal directly with them or not.

    Well first he would have to find out which insurance company and he has no automatic right to that information!
  • Undervalued
    Undervalued Posts: 9,794 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ok . So to sum up the advice is to take the £20 and get on with it.

    And I don't need any lecturing about trying to find more time to redecorate around my family situation.

    Thank You

    Well that wasn't my advice if you take the trouble to read it!

    Plus, your family situation has nothing to do with the validity (or otherwise) of the claim, one way or the other.
  • Aylesbury_Duck
    Aylesbury_Duck Posts: 15,998 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why does the whole wall need re-papering when the damage is only on one drop of paper?

    I agree the point about the disability card. There's been a spate of posters recently who seem to think that their individual circumstances somehow give them extra consumer or legal rights and cite them when they don't get the answers they wanted. None of us have any idea what any of us have going on in our lives and it's distasteful to see the card played when many of us just try and lead as normal a life as we can around ours and our families' interesting circumstances.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 1 February 2020 at 5:39PM
    You can't do that. Your claim is against him. He can involve the insurance company if he wishes.
    I would expect his excess to be considerably more than £126, so the insurers aren't going to be relevant.
  • Doesn't matter.

    If the electrician is liable then he (or his insurers) must meet the reasonable cost of rectifying the problem. Just because the OP did the original paperhanging himself doesn't mean he has to do it again.

    And at this stage that's a big if.
  • LadyDee
    LadyDee Posts: 4,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Methinks the OP didn't get the answers they wanted.
  • Jumblebumble
    Jumblebumble Posts: 2,047 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    LilElvis wrote: »
    You're expected to mitigate your losses so the cost of the materials would be deemed reasonable compensation, but not the additional cost of employing a decorator.
    Why does this not apply to car accidents
    If I crash into your car can I send you an unpainted panel and a tin of paint?
This discussion has been closed.
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