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Statue barred debt help please

onwardsandupwards127
Posts: 42 Forumite
Hi there
I have previously posted quite some time ago now about a debt that was statues barred that I needed to defend, that had all been dealt with, I had amazing help from many on here especially sourcrates. I occasionally get letters regarding other debts that are also statue barred. I went through CCCS and when I was advised to stop paying by them all payments to my creditors stopped at the same time.
Yesterday I received a letter from Howard Cohen solicitors regarding a very old debt from hsbc advising that hoist finance are now the legal owners. It also says a that
“Our client instructed Blake Morgan solicitors to submit an application to the court to substitute the claimant details from HPH to HFUKH2L. This order has now been granted by the court. Accordingly, please find enclosed the court order confirming the position. We request that you continue to deal with our clients agent Robinson way in respect of this account. If you are not already in contact with them, you can contact them on ....... to discuss available options”
There is then another piece of paper that looks like a photocopy of a court order but doesn’t have my name on there and is stamped 30th july 2019. It’s Hoist finance claimant and “multiple defendants”
I’m a little confused as to what to do now as it doesn’t seem like a genuine court order, is it just another letter to keep trying to contact me?
Thank you
I have previously posted quite some time ago now about a debt that was statues barred that I needed to defend, that had all been dealt with, I had amazing help from many on here especially sourcrates. I occasionally get letters regarding other debts that are also statue barred. I went through CCCS and when I was advised to stop paying by them all payments to my creditors stopped at the same time.
Yesterday I received a letter from Howard Cohen solicitors regarding a very old debt from hsbc advising that hoist finance are now the legal owners. It also says a that
“Our client instructed Blake Morgan solicitors to submit an application to the court to substitute the claimant details from HPH to HFUKH2L. This order has now been granted by the court. Accordingly, please find enclosed the court order confirming the position. We request that you continue to deal with our clients agent Robinson way in respect of this account. If you are not already in contact with them, you can contact them on ....... to discuss available options”
There is then another piece of paper that looks like a photocopy of a court order but doesn’t have my name on there and is stamped 30th july 2019. It’s Hoist finance claimant and “multiple defendants”
I’m a little confused as to what to do now as it doesn’t seem like a genuine court order, is it just another letter to keep trying to contact me?
Thank you
0
Comments
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There have been a couple of posts on this. I think a book of debt has been purchased and they have used a method to transfer the debt ownership in bulk rather than do it individually.
https://forums.moneysavingexpert.com/discussion/6097502/howard-cohen-court-order-letter-2008-ccj
Here is an example0 -
Thank you very much for the link, really appreciate that0
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GSO -Global Substitution Order, nothing for you to bother about, just a change of ownership of the debt.
If you suspect that over 6 years has passed since last payment/written acknowledgement or default, and is therefore statute barred, you know what to send them.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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