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Can a mobile operator cancel my phone contract if my other one (with them) is in a DRO?

Hi All,

As well as several other debts I now have a CCJ for rent against my name and I've been to see the local Citizens Advice who are going to do an experian credit report on me and see if I'm eligible for a DRO as it seems like the only feasible option for me due to mental ill health.

I have two phone contracts in my name at the moment with the same provider, one that I use and one I took out for a family member that is close to being terminated. I'm going to include the family member's contract in any potential DRO but should I include my own contract in it as well? I'm asking because the network operator may ask how I'm able to afford my own contract if I default on the other, no?

Can the network operator cancel my contract mid-way through because of a DRO?

The network operator is Three.

Any help is appreciated :)

Comments

  • sourcrates
    sourcrates Posts: 30,741 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Network operator will not be interested as long as the bill is paid, they won’t be asking any questions.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • MrLolly
    MrLolly Posts: 47 Forumite
    From my knowledge the only providers that WOULD do this is EE and vodafone. Because EE and Vodafone list all the lines under one account, whereas O2 and three keep them as separate accounts.

    I know this because I am shortly going to be entering into a dmp or dro myself and I had multiple phone contracts. I asked the specific question.

    But yes, with three I think you’ll be fine.
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