Using mobile banking at home with wifi

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Is it not recommended to use the wifi over my sky connection without occurring a charge.
Should i only use it over my data plan PAYG and incur charges.
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  • born_again
    born_again Posts: 14,448 Forumite
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    I do it over WiFi at home.

    Where is the difference to using Internet Banking over WiFi?
    Life in the slow lane
  • DCFC79
    DCFC79 Posts: 40,598 Forumite
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    SeeMe wrote: »
    Is it not recommended to use the wifi over my sky connection without occurring a charge.
    Should i only use it over my data plan PAYG and incur charges.


    Do Mobile banking at home using your home Wifi, its secure isn't it ?
  • Zanderman
    Zanderman Posts: 4,683 Forumite
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    Not sure I understand the question.
    Are you suggesting that Sky wifi charges you if you connect your phone to it? That seems unlikely.
    And where does mobile banking fit in - mobile banking is no different to any other data transfer, so if you use your wifi for browsing the web you can use it for banking.
  • molerat
    molerat Posts: 31,857 Forumite
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    Clearly OP means is it safe to do internet banking over their Sky home wifi free of charge or is it only safe to do it on mobile network using chargeable data.


    Perfectly safe on your private home wifi, not recommended on public wifi and maybe shared home wifi in HMOs.
  • colsten
    colsten Posts: 17,597 Forumite
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    SeeMe wrote: »
    Is it not recommended to use the wifi over my sky connection without occurring a charge.
    who does not recommend it?
    what will be charged, by whom?
  • oli356
    oli356 Posts: 171 Forumite
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    Your home connection with WiFi would be the safest bet (compared to mobile data).



    For me... home Wifi > mobile data > public wi-fi (in order of safest vs least safe).
  • jaybeetoo
    jaybeetoo Posts: 1,337 Forumite
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    If you’re using a banking app then it’s encrypted end to end.
  • oli356
    oli356 Posts: 171 Forumite
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    jaybeetoo wrote: »
    If you’re using a banking app then it’s encrypted end to end.
    Yes, but nothing is ever "fully secure and safe".
  • Wellard_Mann
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    oli356 wrote: »
    Yes, but nothing is ever "fully secure and safe".

    True but that's the trade off for the convenience of mobile/internet banking and it's probably as safe as reasonably practicable. I'm perfectly happy to use my home wifi for both mobile and internet banking. If I needed to use mobile banking whilst out for some reason (unlikely but I suppose some kind of emergency might make that necessary) I have a VPN on my phone and would use that over public wifi.
  • oli356
    oli356 Posts: 171 Forumite
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    True but that's the trade off for the convenience of mobile/internet banking and it's probably as safe as reasonably practicable. I'm perfectly happy to use my home wifi for both mobile and internet banking. If I needed to use mobile banking whilst out for some reason (unlikely but I suppose some kind of emergency might make that necessary) I have a VPN on my phone and would use that over public wifi.
    Yeah, for sure... I say that but I only mobile banking 95% of the time. I will check and make transfers from my phone on mobile data without thinking about it. Could use a VPN .... but don't.
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