Credit Card Guarantee

Jim-G

Hi there

I want to purchase my holiday with my credit card so I am protected under section 75. However - if I chop my credit card up after I have made the payment, am I still covered?

[Deleted User]

Yes. The plastic can be in any shape, format or number of pieces you want.

bradders1983

What a bizarre question.

Jim-G

By chop up I mean cancel. If I cancel the card and close the account am I still covered?

BoGoF

Again.....yes

bradders1983

Be a whole less hassle if you didnt cancel it though.

fifeken

You may be asked to show the credit card used to book at some point so keep it in one piece and in your pocket when you travel.

badger09

Why on earth would you want to cancel your card?

If you don't want to use it again - don't.

maman

Jim-G wrote: »

By chop up I mean cancel. If I cancel the card and close the account am I still covered?

Strange form of wording but is it because you can't trust yourself not to use it? I'd recommend a credit card (:money: card of course) for taking with you on your holiday in case of emergency. Why do you want to 'cut it up'?

TELLIT01

Don't chop it up or cancel it. Simply pay the balance in full and put the card away somewhere safe. It's always handy to have one in an emergency.

Sharon87

Don't cancel it. If you ever need to get a refund - say BA cancel your flight, then it'll be a nightmare trying to get the money back from a cancelled card.

Keep it until after the holiday at least.