Does your internal score for a barclays current acc affect your barclaycard

For example... if you was constantly in an unarranged overdraft on your Barclays current account this would affect your internal score with the bank right... Would this also affect your Barclaycard even if you paid your barclaycard on time and in full every month and prevent you getting increases etc.

Asking as I have been told that they are actually two separate companies (Barclay & Barclaycard)

Thank you

Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    You would be fine, as they are two but if od is reported it may or may not effect
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    From experience, no. OH got a Barclaycard (low rate, decent limit) while he was constantly in overdraft (arranged but always going over his limit)
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
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