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Does your internal score for a barclays current acc affect your barclaycard

JP2019
Posts: 79 Forumite

in Credit cards
For example... if you was constantly in an unarranged overdraft on your Barclays current account this would affect your internal score with the bank right... Would this also affect your Barclaycard even if you paid your barclaycard on time and in full every month and prevent you getting increases etc.
Asking as I have been told that they are actually two separate companies (Barclay & Barclaycard)
Thank you
Asking as I have been told that they are actually two separate companies (Barclay & Barclaycard)
Thank you
0
Comments
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You would be fine, as they are two but if od is reported it may or may not effectDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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From experience, no. OH got a Barclaycard (low rate, decent limit) while he was constantly in overdraft (arranged but always going over his limit)*The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.200
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