BR missing on credit file

db2016

i asked in a stream of an other user questions / post and it was unanswered so i think here maybe the best place for it or, the BR forum (move if needed).

somebody said the following "[FONT=&quot]A credit check for renting only checks public information such as bankruptcy and ccjs. Defaults don't matter.

[/FONT][FONT=&quot] A credit card default will make no difference to your ability to rent"
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[FONT=&quot]to which i said "[/FONT]
[FONT=&quot][FONT=&quot]really, i was in 2016, discharged a year later, from my credit files they all have a tick or smiley face etc next to ccj or bankruptcy, it WAS on the gazette etc, for a year as per the norm,
should i be glad its not on the files, or should i ask for it be corrected (as in do i have a duty to make them have it on), or am i "lucky" its not on there and someones made a good lil admin error in my favour?"
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[FONT=&quot][FONT=&quot]and thats my question really, my files on martins credit club etc, and some sort of tick or smiley face or something like "things your doing well, and then you have no ccj or BR on file" and i was in 2016, discharged 12m later and no restrictions or any payments etc, it was straightforward case.
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[FONT=&quot][FONT=&quot]i have access to some credit albeit at bad rates as you would expect but im slowly building up things back to where they were and lesson learnt etc, and also see my scores improving month on month (i know the scores are kinda meaningless but nontheless).

do i need to get them updated? or is it a happy admin error.[/FONT][/FONT]
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[FONT=&quot][FONT=&quot]thanks
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