📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Bank account closure - RBS

Options
2»

Comments

  • Branch manager did phone the number I was given but was unable to get any information from them at all. Manager was in agreement that I should’ve received the letter first prior to account closing. Again, there was no reason for the closure apart from commercial reasons - basically they decided they didn’t want my custom anymore as I wasn’t a money maker for them. This is no excuse for the bank to withhold my funds and not give me a timescale of when I can access it.

    I had my account suspended 2 years ago for a few days due to an investigation which resulted in nothing found and account reinstated. It was a random check. During the suspension I was able to withdraw from the branch no problems. Complete opposite to this situation.
  • I had the same problem during lockdown and this is where the Ulster bank I am just waiting On the phone and it's been three hours they did the same to me just close my account and stole as far as I'm concerned £5000 out of it as I cannot access it and it was the money I had from the government grant so not very happy as I run a business and we are suffering because of this of the stupidity of Ulster bank And it has gone  60 days and not heard a dickie bird from them they are absolutely pathetic and I thought they were a good bank
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    jeffhague said:
    I had the same problem during lockdown and this is where the Ulster bank I am just waiting On the phone and it's been three hours they did the same to me just close my account and stole as far as I'm concerned £5000 out of it as I cannot access it and it was the money I had from the government grant so not very happy as I run a business and we are suffering because of this of the stupidity of Ulster bank And it has gone  60 days and not heard a dickie bird from them they are absolutely pathetic and I thought they were a good bank
    Are you using your personal account for business purposes?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jeffhague said:
    I had the same problem during lockdown and this is where the Ulster bank I am just waiting On the phone and it's been three hours they did the same to me just close my account and stole as far as I'm concerned £5000 out of it as I cannot access it and it was the money I had from the government grant so not very happy as I run a business and we are suffering because of this of the stupidity of Ulster bank And it has gone  60 days and not heard a dickie bird from them they are absolutely pathetic and I thought they were a good bank
    As long as the relationship is one sided......... 
  • [Deleted User]
    [Deleted User] Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 7 August 2020 at 11:13PM
    RBS closed my account after 9 years of being a customer, which was my main current account with all payments going in and DD's going out, plus they closed my savings account and Child&Co account. Then a few months later closed my NatWest account, which I only found out they had closed my NatWest later after checking my credit files, no letter to say so. I'll never do banking with the RBS Group again.

    Starling all the way.
  • RBS closed my account after 9 years of being a customer, which was my main current account with all payments going in and DD's going out, plus they closed my savings account and Child&Co account. Then a few months later closed my NatWest account, which I only found out they had closed my NatWest later after checking my credit files, no letter to say so. I'll never do banking with the RBS Group again.

    Starling all the way.
    I'm sure they will read this and be devastated. 
  • [Deleted User]
    [Deleted User] Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 8 August 2020 at 9:53AM
    RBS closed my account after 9 years of being a customer, which was my main current account with all payments going in and DD's going out, plus they closed my savings account and Child&Co account. Then a few months later closed my NatWest account, which I only found out they had closed my NatWest later after checking my credit files, no letter to say so. I'll never do banking with the RBS Group again.

    Starling all the way.
    I'm sure they will read this and be devastated. 
    ??

    What is the point of your reply?
  • RBS closed my account after 9 years of being a customer, which was my main current account with all payments going in and DD's going out, plus they closed my savings account and Child&Co account. Then a few months later closed my NatWest account, which I only found out they had closed my NatWest later after checking my credit files, no letter to say so. I'll never do banking with the RBS Group again.

    Starling all the way.
    I'm sure they will read this and be devastated. 
    ??

    What is the point of your reply?

    Or your two missing questions?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    RBS closed my account after 9 years of being a customer, which was my main current account with all payments going in and DD's going out, plus they closed my savings account and Child&Co account. Then a few months later closed my NatWest account, which I only found out they had closed my NatWest later after checking my credit files, no letter to say so. I'll never do banking with the RBS Group again.

    Starling all the way.
    I'm sure they will read this and be devastated. 
    ??

    What is the point of your reply?
    Business relationships are 2 way. 
  • London7766551
    London7766551 Posts: 328 Forumite
    100 Posts Photogenic Name Dropper
    edited 9 August 2020 at 11:03PM
    I have held multiple accounts at RBS and never had any issues. It is always best to have at least one other current account.

    Banks do not care about you, you are nothing to them, as such if they close your account just say bye and go elsewhere. As long as they give the money back if it is rightfully yours. I never trust banks, I always have eggs in different baskets. It all stems from one incident in Santander where I was basically told "you can't touch the money" because they decided I should not have my money. Never again.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.