American Life/ Alico/ ReAssure

Sambartlett

Hi all,
I took out a well woman policy out with the above company nearly 15 years ago and was told that I would receive all my premiums back after 15 years if I hadn’t made a claim. They now tell me that’s not the case and I’m not going to get anything. Has anyone else had this problem? I think I have been conned!!! Please advise. Thanks in advance

SonOf

What does your policy document say? (or the schedule or the statement of demands and needs - depending on when in 2005 you did it).

wannapayoff

Sambartlett said:

Hi all,
I took out a well woman policy out with the above company nearly 15 years ago and was told that I would receive all my premiums back after 15 years if I hadn’t made a claim. They now tell me that’s not the case and I’m not going to get anything. Has anyone else had this problem? I think I have been conned!!! Please advise. Thanks in advance

Hello! 

Next March is my 15 years and I was told 2 years ago that if I’ve made 15 years of payments without claiming on it I will get my premiums refunded.

ive paid £13.90 a month and never missed a payment and have not made a claim.

when I took it out it was a Wellwoman policy with American life

now currently reassure..

they can’t just change their mind as that is misselling 

did you manage to sort this out?

dunstonh

they can’t just change their mind as that is misselling

It is not misselling.   A missale is a wrong doing at point of sale.   This appears to be an issue post sale.