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American Express high balance
PennyPops
Posts: 16 Forumite
in Credit cards
Hi, I've had a high balance on my American Express card now for about a year. In the region of £12 000. I pay each month about £30 more than the minimum payment.
Received an email from them today:
"We have performed a review of your account and wanted to make you aware of options that may be available to you if there has been a change in your circumstances or to help you manage your account. This includes a range of SMS messages or email alerts, as well as a payment program that can provide some relief from finance charges while you pay down your outstanding balance."
If I speak to them and request a payment program with some relief of finance charges, do you think this will be noted on my credit file as something like an arranged payment marker?
Received an email from them today:
"We have performed a review of your account and wanted to make you aware of options that may be available to you if there has been a change in your circumstances or to help you manage your account. This includes a range of SMS messages or email alerts, as well as a payment program that can provide some relief from finance charges while you pay down your outstanding balance."
If I speak to them and request a payment program with some relief of finance charges, do you think this will be noted on my credit file as something like an arranged payment marker?
0
Comments
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More than likely, yes.0
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