Mission: freedom!

Ponylover

Yea I'm really pleased. Especially as it didnt seem that we were seeking much! 
Now just got to work on eating out the cupboards and no unnecessary spending before we go away...

Ponylover

Realised I have not posted since july 

I'm ashamed to say that as normality has crept back in, so has the spending :-(
So I'm back to try to motivate myself to get back on track.... 

I weighed myself this week and realised that I have put on half a stone during lock down, despite being at work mostly as normal...I'm not quite sure how that happened 🤣

Soooooo, new start (mark 2) resolutions:
- loose the half stone.
- continue the declutter and ask myself if I really need something before buying it.
- get back on track with the saving / not frittering money 

🤞🤞🤞

Ponylover

Hmmm, new start hasnt been as great as I had hoped.
Checked bank accounts last night and had a bit of a shock.  Should finish in the black but not by much!
Admittedly it has been a big birthday month- between DH and I we have 6 family members with birthdays in september....eek! But still. 

I have been able to cash out £25 last week on one poll (awaiting that to hit the account).

I've done a large food shop today which should more than feed the kids and DH til payday and refilled my car. My aim is now to spend NOTHING else until payday in 10 days time- challenge! 

If I can do it I should finish on about £200 to share between savings and overpayments.

Also got a few small things for ebay that I have unearthed decluttering recently. None will make much but every little helps! And I still have afew bin bags of clothes for the clothes recycling in the spare room left over from car boot in may 😮. Just need to remember to take them when next passing. (Not worth making journey especially.... the fuel would probably be similar to the profits 🤣).

savingholmes

Keep going. You will get there

Ponylover

3 more days til payday....I think I may just make last weeks challenge!

Been eating porridge for breakfast all week too...the kids asked for it and then decided they didnt like it. I hate throwing food away so I have been getting rid of it slowly by eating some for breakfast each day....  nearly all gone, yay 🤣. 

Impressed myself with how far the food shop has stretched. To be honest got lots left if we use a bit of imagination when cooking 😀.

Ponylover

Found a bargain today.... got to travel for a course in a few weeks. Managed to book a room a a YHA for the weekend for peanuts. It actually looks quite nice. The Course is in an area I've never been to before so looking forward to doing some evening (child free!) exploring whilst there.
Fingers crossed it all goes a ahead  and doesnt get thwarted by covid. 🤞🤞🤞🤞

Ponylover

I'm calling it...with 8 hours or so until payday I have £188 left. Going to round it to £200. Winner!
Plus the £150 that is deducted at source from my wages and goes into my credit union savings account that I always forget about as I never see it. 

Target for next month...end of £500 minimum.

savingholmes

Great savings. Hope you get to enjoy your trip away

Ponylover

I have started a physical diary to try to get my 'little spends' more accountable.
I've been making sure I do not cheat (as tempting as it is!) And am writing down EVERYTHING, even the cheeky choc bars out of the tuck shop at work.
Turns out I have a lot less NSDs than i thought 😯. 
It will be interesting to go through it all at the end of the month I think. 

Anyways, must stop procrastinating and get back to revision 😴😴😴

Sarahwithlove

I love this idea thinking maybe I need to do the same in my diary it's not like i have much else to put in it at the moment