Partner credit score vs mine

greengal

My partner (who has a terrible credit score) has recently moved in with me. Currently the mortgage and all bills are all in my name only.

If he changes the address on his credit providers to my home will this affect my credit score? His credit cards are all in his name only. And mine are all in my name only. I plan to keep all the bills (utilities etc) in my name only.

I read somewhere having both names on council tax will not affect either credit score? I have a good credit score and I’d like to keep it that way....

[Deleted User]

Don't worry about his credit score. Only the information on his credit file is taken into account. The same goes for your score.

Credit histories are unique to the individual, not an address. You will only become associated through joint agreements.

Hasbeen

greengal wrote: »

My partner (who has a terrible credit score) has recently moved in with me. Currently the mortgage and all bills are all in my name only.

If he changes the address on his credit providers to my home will this affect my credit score? His credit cards are all in his name only. And mine are all in my name only. I plan to keep all the bills (utilities etc) in my name only.

I read somewhere having both names on council tax will not affect either credit score? I have a good credit score and I’d like to keep it that way....

Credit scores are meaningless only you can see them.
It is your credit history/file that is important