Which card reader to take payments? Tech help please.

Looking to get rid of my outdated (and expensive!) chip & pin machine which charges me a monthly rental fee plus a percentage per transaction! I’m hoping to swap to the best available card reader that you’ve all no doubt seen in coffee shops, small outlets etc.

HOWEVER - all the ones I’ve researched need the card to be physically present to take payment. I run a small family Guest House and would need to enter card details manually for deposits on future bookings, usually given over the phone, sometimes months in advance. Does anybody know of a company/card reader that supports CNPs?

Thanks for any suggestions.

Comments

  • tonyh66
    tonyh66 Posts: 1,736 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think you can send customers a payment link via email or text using an izettle card reader, go to youtube and search for small business toolbox, he did an in depth review of the izettle about a month ago.
  • dan958
    dan958 Posts: 770 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    Worldpay let you do this, but you will probably end up paying a monthly fee and per transaction as well.
  • big_gus
    big_gus Posts: 54 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Yep, worldpay charge a tenner a month and then per transaction. I think SumUp are the best option...no monthly charge and it’s 1.69% per transaction which is good...the bad point is they charge 2.9% per CNP transaction + 20p. Pretty much the same as PayPal. ��
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