My debit card number

Top_Dog

sorry if this sounds a dumb question


I have to make a online purchase with my debit card my question is when I enter my debit card number on the website do I leave spaces the same as the number is on my card or do I leave no spaces ?

DCFC79

Top_Dog wrote: »

sorry if this sounds a dumb question


I have to make a online purchase with my debit card my question is when I enter my debit card number on the website do I leave spaces the same as the number is on my card or do I leave no spaces ?

You just enter the number with no space.
If you try to leave spaces the box could be designed to only fit 16 digits so if you try to use spaces it wont work.

yksi

Leave the spaces out. Some websites will cope just fine if you put them in, but you won't go wrong with having no spaces.

twhitehousescat

most sites add spaced automaticly . just type from card no spaces , if no then add spaces

dogshome

Useing a Debit Card for an Online purchase isn't the wisest thing to do.


Claiming the purchase cost back from a Credit Card if things go wrong, is a lot quicker and easier than a Debit card.


With a Debit card the supplier receives immediate payment from your bank, but with a Credit card you don't pay until the statements pay date, which gives you time to examine the goods and advise the Card Co. if they are faulty



With a Debit Card, you are handing the Online supplier direct access to your bank account, if the supplier is a 'Wrong un' money can disappear from your bank account before you know it

born_again

dogshome wrote: »

Useing a Debit Card for an Online purchase isn't the wisest thing to do.

Not true.

dogshome wrote: »

Claiming the purchase cost back from a Credit Card if things go wrong, is a lot quicker and easier than a Debit card.

Not true. Chargeback scheme is exactly the same on both Debit & Credit. Only difference is if purchase is over £100 & under £30K where CCA75 MIGHT come into play.

dogshome wrote: »

With a Debit card the supplier receives immediate payment from your bank, but with a Credit card you don't pay until the statements pay date, which gives you time to examine the goods and advise the Card Co. if they are faulty

So what difference does that make?

dogshome wrote: »

With a Debit Card, you are handing the Online supplier direct access to your bank account, if the supplier is a 'Wrong un' money can disappear from your bank account before you know it

You are joking of course :rotfl:
They can do just the same with your credit card details.. :rotfl:

Top_Dog

What I want is to make a payment to the Royal Mail to set up a PO Box for me so that my mail is not sent to the address where I live

The royal Mail has stopped taking new applications for the free mail collect service and this service will end sometime before the end of the year

Calvin_Gordon

It depends on website where you want to make a purchase. In most cases, websites accept both formats (with spaces or without). As for me, if spaces are not inserted automatically, the best way is to type card number without spaces, only digits

LuSiVe

born_again wrote: »

Not true.

Not true. Chargeback scheme is exactly the same on both Debit & Credit. Only difference is if purchase is over £100 & under £30K where CCA75 MIGHT come into play.

So what difference does that make?

You are joking of course :rotfl:
They can do just the same with your credit card details.. :rotfl:

I *never ever* use my debit card online. Of course there's a difference. If someone uses my credit card details and maxes the card out there are no further consequences. If they empty my bank account (even though it may eventually get sorted out) my direct debits could bounce leaving me dealing with 10 more problems.

I'd rather the bank was fighting to recover their money than mine.

pops07

Yes no spaces usually.

phillw

born_again wrote: »

So what difference does that make?

It makes a difference if the supplier goes bankrupt, credit cards give you a greater protection as the card issuer is also liable. It's also easier to get a refund from your bank than suing a supplier.