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Barclaycard initial/forward limit increase confusion

Can somebody please clarify if you need to wait 2 years for a limit increase on a Barclaycard initial/forward?

I tried to raise my limit today and I got this message on the app -

There are many reasons that could prevent us from raising a credit limit. We can’t raise yours because we can't review the credit limit on this type of card until you've had it for 2 years.

This cannot be true surely? Can anybody confirm if this is just a standard rejection message or if there’s truth to it.

As I said this is a barclaycard forward (the new name for initial) so please don’t answer if your experience is with a different barclaycard as I know this card is for credit building/bad credit therefore the criteria is likely very different

Comments

  • bobbyc86
    bobbyc86 Posts: 11 Forumite
    I had the same message, but after 6 months I was able to increase the limit.
  • JP2019
    JP2019 Posts: 79 Forumite
    Second Anniversary 10 Posts Name Dropper
    Thank you!
  • JES_F1
    JES_F1 Posts: 764 Forumite
    Part of the Furniture 500 Posts Photogenic Debt-free and Proud!
    I've had the Initial/Forward for just over five years. I've never requested a credit increase but have had two automatic ones - the first after six months and the second after a further eight months.
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
    Paid back just under £50,000 due to some interest added.

    Dealt with my debt through a Step Change
    (CCCS) DMP.
    DMP Mutual Support Thread Member #240.
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