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discharge a mortgage deed (Scotland)

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Comments

  • yup, the property is on the land registry, using the id supplied by the lender! So far so good, but then...
    the RoS link to the identification form is a dead link, and the application form for the land registry is a sixteen pager, and not very user friendly... try clicking it if you want a laugh...

    Think I'll let the RoS know what I think of their web pages...
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 22 January 2020 at 9:40PM
    dollis wrote: »
    yup, the property is on the land registry, using the id supplied by the lender! So far so good, but then...
    the RoS link to the identification form is a dead link, and the application form for the land registry is a sixteen pager, and not very user friendly... try clicking it if you want a laugh...

    Think I'll let the RoS know what I think of their web pages...
    ID link works fine for me!

    OK - it's a long form, but the Qs are pretty straightforward. Just work through and answer each.

    The alternative is to pay someone to do it for you. Your choice!

    To my mind the web page tells you what you need to know, in simple language, and provides easy links to the required registers and forms. What more do you expect from it?
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    dollis wrote: »
    the RoS link to the identification form is a dead link
    No it isn't, it's working fine here.
    and the application form for the land registry is a sixteen pager, and not very user friendly
    To be fair, the last few pages are just continuation pages if you need to to use them, and most of the rest simply isn't applicable to registering a Discharge. If you are logged in as a registered user then it produces the form dynamically so that it only asks you relevant questions for the type of application, you're looking at the full version of the form with all of the possible questions.

    I would guess 99+% of applications are from legal professionals so there's not a great deal of value in them trying to make the form easy for the layperson.

    Besides, you'll need to draft your Discharge deed and get it signed by the Nationwide before you worry about registering it.
  • ironballs
    ironballs Posts: 22 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    To the OP, how did you get one with doing this your self?  I am in the same position and considering wether or not to use a lawyer.
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