Nationwide FlexPlus and travel insurance?

nicetomeetyou

I currently have the FlexPlus. When setting up the account they were unable to offer me the travel insurance as I ticked I have pre-exciting medical condition and ticked yes to the ''do I take medication box''

I have read that I might get approved if I ring them and if I meet their criteria and maybe pay a premium.

What questions do Nationwide ask when assessing to see if I meet their criteria for travel insurance? Are they the stranded questions I get asked when filling in quotes from other insurance companies such as - Do you have a psychiatric condition? - Are you taking medication? - Have you been involuntary admitted to hospital in the last 5 years? Have you had to cancel holiday because of medical condition? etc.....

When I get quotes from other insurances companies the quotes come back in the £60 range for 9 days in Europe. It was about £240 for a years insurance policy. With that do you think it's likely/unlikely Nationwide will insurance on their FlexPlus account? I know its worth a try to ring them but just would like to be prepared with the questions they ask. Thank you.

Ben8282

This is all a bit odd because normally the existance of a pre-existing condition/taking of medication would not make you ineligible for the travel insurance; you simply wouldn't be covered for claims arising as a result of the pre-existing condition,

Officer_Dibble

When I declared a condition with prescription, Nationwide travel insurance were fine with it, as long as it's just the one prescription. If they decide that they need to add a premium to cover a condition they're stupidly expensive, but you can decide to exclude the condition from your insurance.

nicetomeetyou

Officer_Dibble wrote: »

When I declared a condition with prescription, Nationwide travel insurance were fine with it, as long as it's just the one prescription. If they decide that they need to add a premium to cover a condition they're stupidly expensive, but you can decide to exclude the condition from your insurance.

That's interesting to know.

hollie.weimeraner

Both me and my wife have pre existing conditions. You just ring the U K Insurance Limited number on 0800 051 0154 and declare them to see if they will cover you.

With us we paid an extra premium which was cheaper than a special policy

If you don't have the Flex Plus account yet you can still ring U K Insurance and get a screening quote to see if it's worth it