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Pay weekly carpets

blaque*angel
Posts: 1,177 Forumite

Has anyone ever done this?
What's your advice?
I see alot of great deals on it, but dont want to be paying an arm & a leg for interest.
Pros & cons please?
Thank you
What's your advice?
I see alot of great deals on it, but dont want to be paying an arm & a leg for interest.
Pros & cons please?
Thank you
0
Comments
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blaque*angel wrote: »Pros & cons please?
Pro - You get a carpet.
Cons -- The initial price will be high.
- You will be paying over the odds on interest.
- It will cost considerably more than a regular purchase.
- Your choice will be limited.
- No such thing as a "great deal" - Not for you anyway.
Pay a visit to your local independent carpet retailers and have a look for remnants or "end of roll" carpets - You will quite often find big reductions over "normal" prices. If you can't afford a carpet that route, join a local Credit Union and start saving for one. If you really must borrow to fund a carpet, the Credit Union will be able to offer loans at much more competitive rates.Her courage will change the world.
Treasure the moments that you have. Savour them for as long as you can for they will never come back again.0 -
blaque*angel wrote: »I see alot of great deals on it,Proscons please?0
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Save up and pay in full. As said, anything on the drip is usually a massive con.0
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If saving up is out of the question based on your personal circumstances, then calculate how much you can commit to paying back on a weekly basis, and whether the carpets you want are worth this commitment. As others said, you will not be in a favourable position by paying weekly, however, if this is the only option for you, then you need to ensure you consider it wisely.
When looking at what you can afford weekly, please do factor in any potential changes to your earnings that may impact your ability to repay as missed payments will affect your credit score.
Other options you may want to consider are a carpet cleaning service or using rugs to change decor in certain rooms (appropriateness depends on what you're end result is)0
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