Need Advice and support please

LightKnow

ok so far since joing this community, I have made some changes and improvements, But now I need some advice or as much support possible.

So currently I have rearranged how I bank and my savings, and outgoings but the abit I have left over or save I want to put towords Isa shares. I have had a good read through alot places. But unsure who to choose

To me Cavendish and moneybox seem like a decent place to invest in, but still unsure

After I pay my bills and put away a lump sum in savings ( from my pay) and pay outgoings, I try save cash to roughly 25 to 45 pound a week or roughly 150 a month. Who's best places to invest taking in to account my small weekly savings and any fees from these investments ?

I did do some calculations and check threads etc but I need someone to help me out, please

Zero_Sum

https://www.vanguardinvestor.co.uk

ColdIron

What you invest in is far more important than where you do it. Once you figure that out only then decide on the platform. It should be the last step in the process and not the first. You will find that many of them will rule themselves out as not suitable or uneconomic.

Albermarle

I want to put towords Isa shares

Maybe you do not mean investing in individual shares but just to be sure to say to you it is not a good idea.
If you mean investing in funds ( that contain lots of different shares and other financial products ) then that is OK .
As said above which ISA you choose ( Cavendish, HL, Vanguard, Moneybox etc ) is less important than the actual funds you invest in inside the ISA.

LightKnow

Yes sorry, to clarify I want invest in funds.

Can please explain " funds want invest in"
If am following correctly Say I want funds around Say energy or technology etc I need see who targets my desire funds ?

xylophone

If am following correctly Say I want funds around Say energy or technology etc I need see who targets my desire funds ?

As you are a beginner investing a modest monthly sum, perhaps start here?

https://monevator.com/using-vanguard-lifestrategy-funds-life/

https://www.vanguardinvestor.co.uk/investing-explained/stocks-shares-isa?cmpgn=PS0617UKPABIS0001&gclid=EAIaIQobChMI26XHkcmQ5wIVCLTtCh3jjAqhEAAYASAAEgI8RvD_BwE&gclsrc=aw.ds

Ceme3000

Biil wrote: »

Yes sorry, to clarify I want invest in funds.

Can please explain " funds want invest in"
If am following correctly Say I want funds around Say energy or technology etc I need see who targets my desire funds ?

The problem with that approach is that it is very high risk because you would lack diversification. As a beginner, read the link in the above post.

If it were me I would start with a globally diversified fund from the likes of Vanguard or HSBC. You can then take your time and do all the reading and research you want and then perhaps explore other funds when you are a little more knowledgeable.