claiming for PPI after august 2019 deadline

user8595

Hi all,

I know the deadline has passed and i was wondering if i can still claim for lloyds bank credit card ppi?

JGB1955

No.... unless there are exceptional circumstances or you are willing to go to the small claims court - see https://www.moneysavingexpert.com/reclaim/ppi-loan-insurance/

societys_child

user8595 wrote: »

Hi all,

I know the deadline has passed and i was wondering if i can still claim for lloyds bank credit card ppi?

Hi to you too.
If you've didn't put a claim in before the deadline, then no, it's ended, finished. It can't be much clearer.

[Deleted User]

user8595 wrote: »

I know the deadline has passed and i was wondering if i can still claim for lloyds bank credit card ppi?

The deadline applies to all PPI I'm afraid. The only potential complainants all these months on are those who made enquiries about whether they had PPI just before the deadline and so are still allowed to lodge a new complaint. Did you make such enquiries?

Otherwise, only very exceptional cases will be considered.

I don't recommend the court route either.

SonOf

What would be the point of a deadline if it is not a deadline?

Unless you have been incapacitated and unable to raise a complaint for that for the whole period since the deadline, there is no reason for a firm to consider a complaint.

FATDA

to go to the small claims court - see

brettcta

FATDA wrote: »

to go to the small claims court - see

Quality first post. Get this guy made a mod.

[Deleted User]

brettcta wrote: »

Quality first post.

Probably another spammer building post count, hit the SPAM button..

marc3

hijacking this thread slightly, can someone assist me on a related issue please.

i made claims prior to deadline, and had acknowledgment that 'claim' had been registered, but the companies involved now need a specific 'complaint' letter before a further final deadline of 28th january .

i know 'back in the day', there was (and probably still is ) a template on here with a suggested complaint' template/wording .

i am not very good a searching/trolling/for such forms/templates .

could someone be so kind as to post the link to Martins specific complaint template please .

many thanks in anticipation

(sorry if i am being a bit lazy-but genuinely-i am no good at spending hours searching for such a template/link

thanks again

[Deleted User]

marc3 wrote: »

could someone be so kind as to post the link to Martins specific complaint template please .

If they do, don't use it. It's a terrible idea.

You need to send YOUR complaint reasons. Just write them down in a letter format and send it off.

[Deleted User]

marc3 wrote: »

could someone be so kind as to post the link to Martins specific complaint template please .

Deleted_User wrote: »

You need to send YOUR complaint reasons. Just write them down in a letter format and send it off.

While I agree any reasons need to be truthful, the advice article (not template) is quite good for giving examples of how the insurance might have been mis-sold and so can be helpful in formulating a valid and compelling complaint. So here is a link;
https://www.moneysavingexpert.com/reclaim/ppi-loan-insurance/?_ga=2.174716002.1759412916.1572170906-957058072.1572170903

However, the Resolver PPI template is (not surprisingly given last August was the Deadline) no longer available.