📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Can I reclaim? If so How?

When I was a student about eek 15/16 years ago I got into terrible money problems and one issue was with natwest, where I had an overdraft and was being charge fees constantly. It was a never ending circle and eventually I met my now hubby and he cleared it and we closed the account. The thing is at the time, I was suicidal and i had no concept of how overdrafts and things worked. Everytime I made a payment id get charged more and it was awful.
I have no record of the account now but I just feel that the charges were very unfair. I would ring them in tears begging them to stop charges. So now, i'm mentally much better and I have always wondered about whether there was any way to reclaim?
Everything is always better after a cup of tea

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No.

    If you are in current financial hardship, you can ask the bank if they can support you, but that doesn't mean a 'reclaim' of fees.
  • chirpychick
    chirpychick Posts: 1,024 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Thank you for the information
    Everything is always better after a cup of tea
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    When I was a student about eek 15/16 years ago I got into terrible money problems .........I have always wondered about whether there was any way to reclaim?
    No, there is no way to "claim" historical bank charges.
    Your husband bailed you out and the account was closed.

    Put thoughts of this where they belong...in the past.
  • chirpychick
    chirpychick Posts: 1,024 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Absolutely. I just wanted the clarification as to whether it was possible or not. Now I know it isn't I can move on from it.
    Everything is always better after a cup of tea
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.