Fixed Bonds

Mumum

bond-select.com was the site for Citibank. Wow - that will teach me to rush in. Oh crikey, all the spam will be annoying (I’ll probably be put on a gullible list) but better that than actually having been scammed. I really appreciate your input. Thanks very much!

Mumum

I don’t remember how I found the sites unfortunately. I was a bit exuberant at the weekend in my quest to find a better return for my money. I’m new to this hence the silly decision to give my details to random ‘investment’ sites. I took screenshots hence seeing the bond-select.com at the top for Citibank but no irl on there.

ColdIron

No contact details on website. Domain registered 7 days ago on 2020-01-20 with contact details in Panama. Obvious scam

Mumum

I am so grateful to you knowledgeable and good people on here. Thank you for sharing your wisdom and experience with me and helping prevent me from being scammed!

Mumum

Please could I confirm whether this is also dodgy? A call from another site where I had given some details (at the weekend) of what I was looking for along with my number. A Nicholas Sharpe from Merrion Capital, 199 Bishopsgate, London is now requesting to call me to discuss bond investments. I expect it is likely dodgy but wish to be absolutely sure eg I know there are brokers who give financial advice. From what I can see, Merrion is Dublin based and 199 Bishopsgate consists of offices. I’m guessing if he was genuine I would be able to clearly find Merrion Capital in London online. His number: 0203 514 2537. The logo at the bottom of his email: Merrion Capital Investment Managers 0203 5142 570. Thank you ������

coyrls

Honestly, nobody from genuine City companies phones individual retail investors to ask them to invest in corporate bonds. Even if they did you are not looking to invest in corporate bonds, you are looking for fixed term savings accounts. Just have no dealings with anybody who calls trying to sell you “bonds”. As I said above you are going to be deluged with scam calls, emails etc. because you have given your personal details to several dodgy Web sites.

ColdIron

You are receiving a slew of calls having made the silly decision to give my details to random ‘investment’ sites so I would treat them all the same, put the phone down. As you say: I’ll probably be put on a gullible list

Mumum

I think this may be the third website I had contacted at the weekend rather than new calls but I will automatically assume from hereon that any potential new call or email will be a scam. Yes I’ve definitely been a plonker. So it looks as though Skipton’s 1.25% 1 year fixed rate bond is my best (only?) option then. Any further thoughts or (low risk) options for a better return before I commit? National Savings Income Bonds can be bought by Trusts but they’re only 1.16% and 0.8% for their investment account. Thank you!

coyrls

Mumum wrote: »

I think this may be the third website I had contacted at the weekend rather than new calls but I will automatically assume from hereon that any potential new call or email will be a scam. Yes I’ve definitely been a plonker. So it looks as though Skipton’s 1.25% 1 year fixed rate bond is my best (only?) option then. Any further thoughts or (low risk) options for a better return before I commit? National Savings Income Bonds can be bought by Trusts but they’re only 1.16% and 0.8% for their investment account. Thank you!

I would get out of the habit of calling these fixed term savings accounts "bonds". I know some of them use bond in their name but it leads to the sort of confusion that led you to sign up on sites offering (fake) corporate bonds.

In terms of getting the best interest rate, other than checking MoneySavingsExpert's list of those offering the highest rates, you could also investigate if there are any local Building Societies that offer branch based fixed term savings accounts that compete with those offered by larger institutions. Always check that you have FSCS protection.

Mumum

Great advice. Thank you, I’ll get on to it!