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Paying in a cheque online

I bank with Lloyds and I was wondering if there was any way of using a webcam to pay a cheque in. I have a Windows phone so can't get the banking app on my mobile. I suspect the answer is no but I thought I'd ask anyway.
Don't mess with pensioners. :cool:
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Comments

  • Robin9
    Robin9 Posts: 12,732 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You could post it to them with a paying in slip.

    or have you any Lloyds envelopes and pay in at a Post Office.
    Never pay on an estimated bill. Always read and understand your bill
  • lindens
    lindens Posts: 2,870 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    most ATM s let you pay in cheques
    24hrs
    You're not your * could have not of * Debt not dept *
  • mrsyardbroom
    mrsyardbroom Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes, I can drive to the Post Office or I can travel four miles into town and pay for parking. I just wondered if I couold do it on my laptop.
    Don't mess with pensioners. :cool:
  • born_again
    born_again Posts: 19,949 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    No.

    Some apps do allow you to take photo's of cheques to apy in, but there are limits.
    To which Lloyds do..
    https://www.lloydsbank.com/online-banking/mobile-banking/cheque-deposits.asp
    Life in the slow lane
  • mrsyardbroom
    mrsyardbroom Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I thought that might be the case. I'm trying to charge an old ipad 2 so that I can download the app.
    Don't mess with pensioners. :cool:
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    How much is your cheque for? There's some ridiculously low limit (not just at Lloyds) for the mobile cheque deposit. Last time I tried a couple of months ago, it was £500. So I had to deposit it in the old-fashioned way.
  • mrsyardbroom
    mrsyardbroom Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's £50. I just don't want to go out in the rain. It takes ages to go into the account if you pay at the Post Office and they never know what to do.
    Don't mess with pensioners. :cool:
  • badger09
    badger09 Posts: 11,568 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I thought that might be the case. I'm trying to charge an old ipad 2 so that I can download the app.

    Did you manage to pay your cheque in?

    The rather unhelpful FAQs say your iPad needs to be running a 'recent' IoS with no definition of 'recent'. So, whether you can use the app on your device or not, will depend on what version of IoS it will use.
  • mrsyardbroom
    mrsyardbroom Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No. The ipad is a complete mystery to me. It belonged to my late husband. I can't download and install the banking app. It's possible I have actually downloaded it but I can't find it.

    The last time I tried to pay something in at the Post Office it was a business account. They made a mistake on their keyboard and didn't know how to clear it. I ended up leaving the paying in book there as they had to ring head office and it would take around half an hour to get the help they needed. The only thing they could do was to ask the rest of the customers if they wanted to wait for half an hour or come back later. This is why I'm so reluctant. Also they managed to lose a large sum of money that was paid into the business account and it took a long time to sort it out. I think it was about £1700.
    Don't mess with pensioners. :cool:
  • molerat
    molerat Posts: 34,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lloyds app requires ios9 minimum so will not run on the only ios7 capable ipad 2
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