Paying in a cheque online

mrsyardbroom

I bank with Lloyds and I was wondering if there was any way of using a webcam to pay a cheque in. I have a Windows phone so can't get the banking app on my mobile. I suspect the answer is no but I thought I'd ask anyway.

Robin9

You could post it to them with a paying in slip.

or have you any Lloyds envelopes and pay in at a Post Office.

lindens

most ATM s let you pay in cheques
24hrs

mrsyardbroom

Yes, I can drive to the Post Office or I can travel four miles into town and pay for parking. I just wondered if I couold do it on my laptop.

born_again

No.

Some apps do allow you to take photo's of cheques to apy in, but there are limits.
To which Lloyds do..
https://www.lloydsbank.com/online-banking/mobile-banking/cheque-deposits.asp

mrsyardbroom

I thought that might be the case. I'm trying to charge an old ipad 2 so that I can download the app.

colsten

How much is your cheque for? There's some ridiculously low limit (not just at Lloyds) for the mobile cheque deposit. Last time I tried a couple of months ago, it was £500. So I had to deposit it in the old-fashioned way.

mrsyardbroom

It's £50. I just don't want to go out in the rain. It takes ages to go into the account if you pay at the Post Office and they never know what to do.

badger09

mrsyardbroom wrote: »

I thought that might be the case. I'm trying to charge an old ipad 2 so that I can download the app.

Did you manage to pay your cheque in?

The rather unhelpful FAQs say your iPad needs to be running a 'recent' IoS with no definition of 'recent'. So, whether you can use the app on your device or not, will depend on what version of IoS it will use.

mrsyardbroom

No. The ipad is a complete mystery to me. It belonged to my late husband. I can't download and install the banking app. It's possible I have actually downloaded it but I can't find it.

The last time I tried to pay something in at the Post Office it was a business account. They made a mistake on their keyboard and didn't know how to clear it. I ended up leaving the paying in book there as they had to ring head office and it would take around half an hour to get the help they needed. The only thing they could do was to ask the rest of the customers if they wanted to wait for half an hour or come back later. This is why I'm so reluctant. Also they managed to lose a large sum of money that was paid into the business account and it took a long time to sort it out. I think it was about £1700.

molerat

Lloyds app requires ios9 minimum so will not run on the only ios7 capable ipad 2