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Euro denominated cards in the UK

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Euro denominated cards in the UK

edited 30 November -1 at 12:00AM in Credit Cards
6 replies 481 views
marlin21marlin21 Forumite
1 posts
edited 30 November -1 at 12:00AM in Credit Cards
Does anyone know of a credit or debit card that I can run in Euros?
I get a small pension in Euros that I pay into a Euro account here in the UK but can only spend them as cash or exchange to another curency. I cannot buy online or when overseas, in Euros without exchange charges from my GBP denominated cards.

Replies

  • MalkytheheedMalkytheheed Forumite
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    Have you no connection with the country where from you recive your pension? Apply for a CC in that country?
  • yksiyksi Forumite
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    Revolut or similar might be your answer. It is a pseudo bank account that allows you to convert between currencies at the live rate (no currency exchange loss on a weekday) and also comes with a sort code and UK bank account number. Essentially it's a prepaid mastercard that you load up with your euro balance and then convert it, and you can use it for contactless payments as well.

    No I don't work for Revolut, I found it on my travels by accident - most customers seem to be people who want to travel and spend money overseas without a massive currency exchange loss. Look around for a referral link on the internet that announces "free card" so that you can save that £5 and the setup becomes free.
  • Roger1Roger1 Forumite
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    You could take a look at the Fineco and Transferwise accounts. Doing a search on MSE could show other users' experience.

    Which UK account do you use for € credits?
  • glider3560glider3560 Forumite
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    Starling allow you to open a Euro current account alongside a Sterling account. You can change a setting in the app to make it take Euro debit card purchases from the Euro account, instead of the Sterling account.

    Otherwise I'd suggest Revolut, as per a previous poster.

    Starling are FSCS protected, Revolut aren't.

  • gt94sss2gt94sss2 Forumite
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    Have a look at Monese - that’s probably your best option. If not than consider Revolut.
  • Jonathan_KelvinJonathan_Kelvin Forumite
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    marlin21 wrote: »
    Does anyone know of a credit or debit card that I can run in Euros?
    I get a small pension in Euros that I pay into a Euro account here in the UK but can only spend them as cash or exchange to another curency. I cannot buy online or when overseas, in Euros without exchange charges from my GBP denominated cards.
    Revolut, or American Express Currency Card.
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