We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit Report query
Options
yoshiyella
Posts: 610 Forumite
Hi All,
Asking for a friend and I don't know the answer myself and we can't find an ansqer using search engines.
They have an account with a catalogue company and had a £150 credit limit - they have since been told as their credit history has deteriorated for the foreseeable future they cannot utilise the credit limit.
The account shows she has a credit limit of £150 and an available balance of £150
On their credit report it shows £150 availabe.
Should this be marked as 0 available?
Thanks
Asking for a friend and I don't know the answer myself and we can't find an ansqer using search engines.
They have an account with a catalogue company and had a £150 credit limit - they have since been told as their credit history has deteriorated for the foreseeable future they cannot utilise the credit limit.
The account shows she has a credit limit of £150 and an available balance of £150
On their credit report it shows £150 availabe.
Should this be marked as 0 available?
Thanks
0
Comments
-
No. Fortunately for her, it will just show the limit, not any blocks on the account.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards