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Credit Report query

yoshiyella
Posts: 610 Forumite


Hi All,
Asking for a friend and I don't know the answer myself and we can't find an ansqer using search engines.
They have an account with a catalogue company and had a £150 credit limit - they have since been told as their credit history has deteriorated for the foreseeable future they cannot utilise the credit limit.
The account shows she has a credit limit of £150 and an available balance of £150
On their credit report it shows £150 availabe.
Should this be marked as 0 available?
Thanks
Asking for a friend and I don't know the answer myself and we can't find an ansqer using search engines.
They have an account with a catalogue company and had a £150 credit limit - they have since been told as their credit history has deteriorated for the foreseeable future they cannot utilise the credit limit.
The account shows she has a credit limit of £150 and an available balance of £150
On their credit report it shows £150 availabe.
Should this be marked as 0 available?
Thanks
0
Comments
-
No. Fortunately for her, it will just show the limit, not any blocks on the account.0
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