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Removed from the electoral roll

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Removed from the electoral roll

edited 30 November -1 at 12:00AM in Credit File & Ratings
11 replies 881 views
mrbonimrboni Forumite
8 posts
edited 30 November -1 at 12:00AM in Credit File & Ratings
2 out of 3 CRAs have recorded that I was removed from the electoral roll in December. This is strange as I voted (by postal vote) in December, and have not requested I be removed.

How might this have happened? Should I just re register? The issue with that is that is might 'reset' the duration I've been registered for. I don't know if that's an issue or not, but it's presented as such when using the Equifax credit file service

Cheers
«1

Replies

  • Same thing has happened to me. I'm in N.I. and it has since come to light that the NI Electoral Office had problems with the volume of voters for the last election, and as such some people were not added/amended and were removed.
  • Paully28Paully28 Forumite
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    There are a few threads about this over the past few days. My record looks the same, and I would imagine that it is just a matter of the credit reference agencies have not been updated as to electoral registration yet, as opposed to being removed form the register by anyone (not that a credit reference agency can do this).
  • Ben8282Ben8282
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    Nobody has been removed from the ER.
    There are many threads on this subject, usually involving Equifax.
    As has been said over and over again, give the CRA's time to update with 2020 information not to mention giving the council's time to provide it
  • DandytfDandytf Forumite
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    I tonight have requested CheckmyFile to enquire and explain why Crediva are reporting myself Not on Electoral Role.
    All other cra's are reporting correctly that I am on Electoral Role.
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  • Ben8282Ben8282
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    Dandytf wrote: »
    I tonight have requested CheckmyFile to enquire and explain why Crediva are reporting myself Not on Electoral Role.
    All other cra's are reporting correctly that I am on Electoral Role.
    Neither Crediva nor CheckmyFile are CRA's

    If by 'other CRA's' you mean the 3 CRA's Experian, Eqiufax and Transunion then all CRA's are correctly reporting you as on the ER.
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  • DCFC79DCFC79 Forumite
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    mrboni wrote: »
    2 out of 3 CRAs have recorded that I was removed from the electoral roll in December. This is strange as I voted (by postal vote) in December, and have not requested I be removed.

    How might this have happened? Should I just re register? The issue with that is that is might 'reset' the duration I've been registered for. I don't know if that's an issue or not, but it's presented as such when using the Equifax credit file service

    Cheers


    Have you by any chance contacted the council and checked you are still on the ER ?
  • DandytfDandytf Forumite
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    Ben8282 wrote: »
    Neither Crediva nor CheckmyFile are CRA's

    If by 'other CRA's' you mean the 3 CRA's Experian, Eqiufax and Transunion then all CRA's are correctly reporting you as on the ER.


    Thanks I know checkmyfile aren't cra
    Maybe I didn't notice Red Cross against Crediva before today,
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  • [Deleted User][Deleted User]
    0 posts
    MoneySaving Newbie
    Just to be clear - Crediva is a credit reference agency. See their website. It's the fourth such entity in the UK. Why we need more than one is quite beyond me, but four! It's about time the government issued a single licence for UK-wide CRA services.
  • DandytfDandytf Forumite
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    Let's consider this response

    Crediva is currently reporting your presence on the Electoral Roll with an end date of 2019. Once this has been updated with 2020 information your presence on the Electoral Roll should show correctly on your credit report.
    sc dmp 2012 13k Dec 2019 11140 paid 80% approx.-Next Update Early Jan 2021
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  • onthemend88onthemend88 Forumite
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    I phoned my local council Monday. They are in the process of updating the CRA's. Will be done in the next few weeks.
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