Santander to slash 123 account interest and shake up overdrafts

maman

alanwsg wrote: »

So I don't have to worry about covering monthly bills without going overdrawn.

Are there any other differences between 'full fat' & 'lite'?

That's an awful lot of potential monthly bills.:think:

alanwsg

maman wrote: »

That's an awful lot of potential monthly bills.:think:

Well, it's not that much every month, but some months it is.

Still no one has answered : Are there any other differences between 'full fat' & 'lite'?

colsten

maman wrote: »

That's an awful lot of potential monthly bills.:think:

Easily done if you have credit card bills, insurances, gym membership, child care, travel, food, car maintenance, mortgage or rent etc etc

molerat

alanwsg wrote: »

Well, it's not that much every month, but some months it is.

Still no one has answered : Are there any other differences between 'full fat' & 'lite'?

No. The only differences are the interest / no interest on balances and the different fee. Everything else is the same.

maman

colsten wrote: »

Easily done if you have credit card bills, insurances, gym membership, child care, travel, food, car maintenance, mortgage or rent etc etc

Yes, when you list them can see how I could spend £5000. It's just that while some would be direct debits others would be more 'active' spends like food or car maintenance so I'd find it hard to go overdrawn without realising it. I'm not a regular on these boards so assumed people who are would check their accounts regularly.