Advise on court letter on debt from misused card.

Ben8282

The more I read the more I am starting to wonder if this is a complete scam and that there was no credit card or debt and your partner has been scammed into providing all sorts of personal details and bank account details and maybe debit card details to scammers in response to the letter.

asoe209 wrote: »

N I do remember that it was Dartford Court that the original letter was from. And that they were acting on behalf of the claimant.

Courts do not act on behalf of anybody. They make (I hope impartial) judgements based on evidence.
I am absolutely sure that the letter did not originate from a court.
Certainly Dartford Court (which one? Magistrates? County Court?) would not be dealing with a credit card company trying to obtain a ccj for a credit card debt. if as you say there is no default on her credit files or record of this credit card then the whole situation is very very odd indeed.

asoe209

Evening all, Just to update I spoke with my partner and asked her again to call the credit card company.

To which she said basically she doesn't want to call them, and that it is sorted with the payment plan. I advised again that i think she is being mugged off. (buy what she originally told me) I went on to give the reasons as to why. Her come back was that she probably did spend it but again saying she doesn't really remember.

by the sound of it she did. I went on to say why did she just not say from the start rather than having me continuously having to ask her to call and save of the hassle. There was no real answer to that.

So again ask if there are any more cards or account that may be getting in contact she said no, but she said no the 1st time so who knows.

silly in my opinion, just be honest about it then we can do what we need to to work it out.

asoe209

annoying thing is that she still never called to check the transactions.

born_again

Glad you got some sort of closure.

But a real shame that partner feels that they have to bury their head in the sand and not really be open and honest..

asoe209

So true, such a shame.

2e0arr

you need DR Phill and Judge Judy or those who can remember Marjorie Proops

phillw

asoe209 wrote: »

well she is adamant that she never gave permission to use the card if it was left at the property.

At that point you should suggest reporting the fraud to the police, that can help jog the memory. Lying to you has no legal implications.

I wouldn't just be worried about other debts showing up.

yksi

Do you have joint accounts with her or joint bills or a joint mortgage? Or are you planning on buying a home together in future?

If so, tell her that you feel you've got a right to open and honest information on this matter because it is going to impact YOUR credit history and you feel like this is unfair of her to be so secretive.

She's probably just embarrassed about it rather than trying to deceive you, but until you explain to her why you're so interested, she won't get it.

asoe209

Thanks for all the comments guys.

She does get it and understands, i believe she does get embarrassed by things.