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Car written off due to bin lorry causing collision

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Comments

  • You were already in negative equity, it has simple been brought forward to now rather than when you were due to hand the car back. I know it doesnt help now but if you knew a situation like this would have given you a financial headache then gap insurance was a must.
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    You were already in negative equity, it has simple been brought forward to now rather than when you were due to hand the car back. I know it doesnt help now but if you knew a situation like this would have given you a financial headache then gap insurance was a must.

    Negative equity would not have impacted the OP had they gone the full term and handed the car back. Rest of what you say is correct though.
  • Thank you everyone I understand my position more clearly now. I will be purchasing gap insurance without delay with my next car. Lesson learned !
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