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Frugal, thrifty, make do, mend! Let this debt come to an end!

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  • foxgloves
    foxgloves Posts: 12,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 30 August 2024 at 8:47PM
    Nice to see you back, @Elisheba
    I did a lot of reading about gut health last year when I was diagnosed with one of the inflammatory gut problems-without-a-cure (except surgery) & I have mostly been doing intermittent fasting of the 'time restricted eating' variety since then. I do 14:10, so I aim not to eat anything between 8pm & my breakfast the next day at 10am. There are occasional days where this doesn't fit in with stuff I need to do/places I need to go, but mostly it is what I do & I have got into the routine of it. I am often amazed by just how much stuff I can get done before breakfast, & I sooooo look forward to that mug of coffee, I think I enjoy it even more than I used to because of the wait. I usually just have a ginger tea (from a slice of root ginger in hot water) when I get up.
    As September is such a good time for fresh starts, I intend to tighten up a little on health/diet things, continue getting more plant variety into my diet & cut lunch (which I don't really need in its traditional sense when doing TRE) down to a mug of nice home made soup & a couple of pieces of fruit. Always interesting to hear what other people are doing. I think eating more plants is something which can be reasonably easily accommodated within a budget too, as can just buy 1 each of different things to keep up the variety.
    Anyway, welcome back to frugal diaryland!
    F x

    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • beanielou
    beanielou Posts: 96,083 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy the cake. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • SuzeQStan
    SuzeQStan Posts: 1,763 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    edited 30 August 2024 at 10:50PM
    Hiya lovely - 1/2 price dungarees and clean eating sounds v nice! So good to see you posts on here again 🥰

    Ive been trying to get away from online shopping as much at the moment so been distracting myself dancing around the house to Hozier ‘Movement’ pretending I’m dancing with Sergei Polunin in the video lol. Edit to say I don’t agree with Polunins views. 

    so far it’s working 🤞🏻

    if you are looking for something to watch I can’t recommend anything as all recent choices have been 🩲
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • KajiKita
    KajiKita Posts: 8,063 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    That cous cous sounds amazing! You are inspiring me to try something new as my lunches are getting pretty samey …. 😊
    Glad the trains ran to time - I know refunds are helpful but actually having the time to live your life on a Friday is probably worth more 😉
    I don’t have a tracker on my car, but since getting a sixth gear (changed the car in March) my first ever! I have really noticed a drop in my spend on fuel. That’s an easy win 😊

    Hope you enjoy your coffee out this weekend amongst all the virtuousness. 😊

    KK

    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Moorviews
    Moorviews Posts: 592 Forumite
    500 Posts Third Anniversary Name Dropper
    It’s great to hear how well your life has been going @Elisheba and that you were pretty on track once you shifted your pots around. It sounds as though your current home is better insulated and more economical to heat. I find that I use the wood burner a lot more than I would ever put the heating on. I have one of those little fans that circulates the warmth and it made a big difference. 
    Like others here, I have been trying to eliminate the UPFs as much as I reasonably can. It’s going pretty well as we have homemade bread, ice cream and cakes and I only buy or make plain yoghourt. I cook most meals from scratch but am not averse to occasional canned baked beans on toast! We are recent converts to wholemeal spaghetti; I’m sure it tastes better these days than it used to! I would like to do the time restricted eating as it would save me time, however unfortunately my health needs require more frequent meals. I love the sound of the bounty balls and must have a go at something similar. My chocolate treat is from the 70% range in one of the discount supermarkets; Fair trade and no palm oil. Dr Rupy has a great recipe for a bolognese sauce made with tofu. You might find his books in the library; most of the recipes are vegan or vegetarian. 
  • SuzeQStan
    SuzeQStan Posts: 1,763 Forumite
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    Hope you have a lovely restful Sabbath Elisheba
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Elisheba
    Elisheba Posts: 1,820 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    SuzeQStan said:
    Hope you have a lovely restful Sabbath Elisheba
    Blimey, that does sound very old fashioned, doesn't it 😂. I like old fashioned though (as long as it's mixed with modern things like feminism and equality, antibiotics and vaccinations 😂) so I'll take it.

    So far my wholemeal pizza has been a disaster. I used an online recipe but put it in the bread maker, and it ended up liquid. I've added 5 extra handfuls of bread flour and put it on again, so I'll see how it goes. Dinner could end up being pasta at this rate though 🙄
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
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