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Frugal, thrifty, make do, mend! Let this debt come to an end!

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  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Perhaps someone local has a teenage that might move wood etc for a bit of pocket money if you struggle. Sounds like you settling in well though which is great 
  • SuzeQStan
    SuzeQStan Posts: 1,766 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    So glad you are toasty in your new place Elisheba 🥰 
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Elisheba
    Elisheba Posts: 1,820 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Its only the housing system in England, sadly @foxgloves Both Wales where I am now, and Scotland have different rules and in Wales its a 6 month notice period as standard. Not sure about Scotland as haven't lived there in such a long time.  Without getting into the independence debate (which I try to avoid as it has caused a civil war in my family), one way or another England could do with having its own parliament like the devolved countries have.  Westminster just doesn't have enough time/resources for domestic matters as well as national/international, and all the devolved countries (well Scotland and Wales - I'm not sure about N.Ireland) all have much better social policies than England.  Its not fair on the English, and I don't think its all to do with the devolved countries being naturally more left leaning.

    I'll keep an eye out @Crazycatlady2 although so far I've only met a couple of people who aren't retirement age in the village so think teenagers might be in short supply!

    Thanks @SuzeQStan. Its so nice to be warm all the time after how cold my last house was.  So strange as they are both terraces, although the old one was Edwardian and this one is 1970s - probably makes a difference.


    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,787 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Delurking to say it all sounds great in your new place. I was also shocked to read about your sudden move (i am also a renter saving for a hse deposit but London so its taking a while for me and also to commit to a large mortgage)

    Great budget for 2024.. I am now a couple months into Ynab as I couldnt be bothered with notion and I never updated my own s/sheets enough although I always had lots of virtual pots and a monthly budget  and I have to say ynab  is already changing my spending/savings rate  due to the ynab dashboard being so  strict so there is nowhere to hide excess spending inc on the cc.

    Sorry re spotty cat, they live in your heart forever.  Your dog looks gorgeous - as a renter here I cant have a pet so its another reason to buy . At least you are fitter for having to move your own wood ;)
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Slowdown
    Slowdown Posts: 620 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi
    Just popping in to happy new year and that I love catching up on your comings and goings. Your cosy new place sounds ideal and your bookcases look fabulous.

    It’s wonderful to feel cosy on these wet and windy days and a basic need for everyone. I completely agree with those saying the housing situation in this country is completely broken. I have a 30 year old daughter who will be leaving London for Manchester this year due to house prices. Her work will remain in London and she will have to commute sometimes when not working from home but she and her partner simply can’t afford to buy down here.
    Neither of my sons own houses and one of them still lives with us despite being 26 this year and working full time in a reasonably paid job. Sigh.

    It will be interesting to see what happens to your energy bills in a much warmer place @Elisheba and hopefully you be able to save your pennies for some treats.
     :) 


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