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Frugal, thrifty, make do, mend! Let this debt come to an end!

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  • Sounds like you are having a fab time and glad the sun is shining. Been raining here most of the day. Love the stories. Reminded me of when I worked in a day centre for people with dementia and a Scottish lady we had there, used to tell us a story that when her parents had brought her to live in England, the only way they were allowed in was to get the train down to Hadrian's Wall and climb over the wall!....LOL  But all was well as apparently they then saw Prince Charles out hunting and had a picnic with him!   If only these stories were true.  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • SuzeQStan
    SuzeQStan Posts: 1,704 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    edited 12 September 2023 at 7:41PM
    You paint lovely word pictures Elisheba - it sounds just perfect! Enjoy enjoy!
    ps getting your value from the muesli made me laugh.  Surely you should be having some gorgeous tattie scones!?!

    edit - predictive called them tattoo scones lol
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • beanielou
    beanielou Posts: 95,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy Skye  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Your holiday is sounding fab and a lot more frugal than mine. I can feel those pennies (euros actually) draining out of my bank account! 

    Love the Bonnie Prince potted history you posted. All I ever heard as a child was The Skye Boat Song and didn’t have a clue what it meant. Learnt it off by heart though as a nine year old in the borders! 

    Hope your northern wanderings continue to be delightful. 

    Slowdown 🙂

  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning! Just wanted to check in and see how you are.
  • @Elisheba could you post your cake in a mug recipe again please? 

  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Delurking to say the best way to decorate the pumpkins without losing the innards is to draw on them - maybe with googly eyes? May not be for you, but definitely means the pumpkin can be eaten!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • So sorry to hear you had covid. This new variant seems to be quite bad. Hope you're feeling better now. x
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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