Private Purchase Help

Junkmanukuk

Hi

Can someone give me some advice please

I'm hoping to purchase a item from a private seller on Gumtree

The seller is willing for me to collect the item not a problem but I live over 250 miles away so I would like it posted

Unfortunately the seller doesn't have PayPal and said he would post it out if I do a bank transfer

Now if I was to pay from my capital one card into his bank account will I be covered if he doesn't send the goods??

Like I said he said I can collect so he might be genuine but I've got no cover if I do a straight bank transfer

Any advice would be great

Thanks

Ben8282

You can't make a payment from your Capital One credit card into the sellers bank account.

[Deleted User]

Don't do a bank transfer. You'll never see the item or the money again.

PayPal is simple to get, so it's a big red flag if he refuses.

MallyGirl

Safer to collect and pay cash - aside from the fact that you can't pay him from your card, once he has the money there is nothing to make him post the item.

Junkmanukuk

Oh OK thanks that's answered that one

Nullboris

[STRIKE]Safer to collect and pay cash[/STRIKE] could be mugged on doorstep, house burgled while away >>>

Safer to collect and pay by cheque , surely ..
But yeah, paypal is easy BUT does have fees ... say you'll pay the paypal fees ...She might "find" a paypal account

eskbanker

Nullboris wrote: »

Safer to collect and pay by cheque , surely ..

Possibly in theory but an entirely moot point because no seller in their right mind would hand over goods in exchange for a cheque being presented on their doorstep!

Sending a cheque in advance to allow clearance prior to collection would be possible but this just presents the same issues for the buyer as paying by bank transfer....

BoGoF

Unless you are prepared to travel to collect then I suggest you forget it.

bris

MallyGirl wrote: »

Safer to collect and pay cash - aside from the fact that you can't pay him from your card, once he has the money there is nothing to make him post the item.

Seller is being unfairly treated here. It's the OP who can't collect a collection item. They are quite right to want a bank transfer as even if they did have Paypal he would be mad to accept it, it's the paypal buyers who use this type of scam.

If I was wanting the item posted this would be the fair way to do it. There are still plenty of honest people out there.

ess0two

Nullboris wrote: »

[STRIKE]Safer to collect and pay cash[/STRIKE] could be mugged on doorstep, house burgled while away >>>

Safer to collect and pay by cheque , surely ..
But yeah, paypal is easy BUT does have fees ... say you'll pay the paypal fees ...She might "find" a paypal account

Accept a cheque, ridiculous.