We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
DRO Advice need please
I have a DRO that was granted on Nov 2019. so just a few months in.
what i would like advice on is should this still be happening on my credit report?
07/01/2020 Default
07/01/2020Default
the rest range back through December
Over credit limit
Payment status worsening
Payment status worsening
Over credit limit
Default
Payment status worsening
i thought they should all be showing default? or something similar?
Any one got any idea ?
what i would like advice on is should this still be happening on my credit report?
07/01/2020 Default
07/01/2020Default
the rest range back through December
Over credit limit
Payment status worsening
Payment status worsening
Over credit limit
Default
Payment status worsening
i thought they should all be showing default? or something similar?
Any one got any idea ?
0
Comments
-
Credit file clean up is something that you do once your 12 months are up.
Until then ignore what is on your file, once your DRO completes, all entries should be marked as settled or satisfied, and all default dates should be the date your DRO was granted or earlier.
You may need to write and complain if your file is not adjusted correctly, but that’s in the future, not for now.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
ok thanks i was just a little unsure
0
This discussion has been closed.
Categories
- All Categories
- 347.2K Banking & Borrowing
- 251.6K Reduce Debt & Boost Income
- 451.8K Spending & Discounts
- 239.4K Work, Benefits & Business
- 615.3K Mortgages, Homes & Bills
- 175.1K Life & Family
- 252.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards