Tandem Alternative

IvanDP

After them introducing their "membership", I . like many others will be waving goodbye to Tandem.
I would however like an alternative to keep as a back up.
While Tandem's cashback was a nice little bonus, it was the fee free overseas spending that was the real draw for me.
Could any of the good folk on here recommend a decent replacement?
Mediocre credit limits and eye watering interest rates don't matter, as the card would only be used as an overseas back up and would be paid off in full whenever used.
The option of a supplementary card holder would be a nice addition too.

Over to you......

Nick_C

Curve and Revolut, used with a rewards or cash back MC or Visa of your choice.

Gerry1

Halifax Clarity and Santander Zero.

SA100

Aqua rewards - have v low limits even if you larger limits with other CC providers.

IvanDP

SA100 wrote: »

Aqua rewards - have v low limits even if you larger limits with other CC providers.

That's the one I went for in the end.
As i said, the small limit doesn't really matter, as it is only for a back up.
Applied and accepted in about 5 minutes, card arriving next week :j:j:j

SnowTiger

SA100 wrote: »

Aqua rewards - have v low limits even if you larger limits with other CC providers.

Aqua started me off with a very low limit, but increased it every four months during the first year to something more reasonable.

Cashback is limited to £100 a year. At 0.5% that's an annual spend of £20,000.

Aqua must be making a loss on customers, such as myself, who pay their balance in full every month. We must be subsidised by punters who carry a balance and pay ~35.9% interest.

IvanDP

SnowTiger wrote: »

Aqua started me off with a very low limit, but increased it every four months during the first year to something more reasonable.

Luckily, biggest balance I ever had on the Tandem card was about £200, so that wouldn't be a problem. :cheesy::cheesy::cheesy:
I'll just do anything to avoid overseas fees