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1 debt vs 100 days chapter 34
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morning.....Day 60
Sent £4.84 towards the hubby's card
brings my total to £3937.24 / £2850NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
No. 23. Paid off £858 on the Barclaycard account. The the balance is now cleared - hurrah! The next challenge is a loan that's to be cleared once I've found out the full balance.
366 Day 1p Challenge 2020 - £13.41 saved3 -
Well done DF2019!
I have had a refund which has cancelled out some of my big annual spends this month, meaning I have some money to throw at the debt. I've paid £180.25 leaving me at £1788.79 / £1793.04. Almost there. Once the refund has definitely come through and my recent payments have settled, I will pay off the remaining £4ish and close the account - yey! Once I've done that I'll start on the next debt in my snowball - an approx. £2300 credit card
https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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Afternoon Day 61
Sent £386.40 towards hubby's card
Brings my total to £4323.64 / £2850NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I made it: £1793.04 / £1793.04! Halifax card paid off. Best get cracking with 1 debt vs 39 days - will now focus on my Virgin CC = £2324.30
https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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morning day 62
Sent £10 towards hubbys card
brings my total to £4333.64 / £2850NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Paid £356 to my next CC, so now at £2149.04/£1793.04
https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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morning 64
Paid £19.63 towards hubby's card
brings my total to £4353.27 / £2850NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Wow wow wow, I have finally done it I am no longer in rent arrears!Just made a massive final payment of £181.00 and that is all done, Massive thanks to Halifax for a £110.84 refund, that was the final push
Paid a £1 more so I am in credit
Keep going everyone, you too will have this wonderful feeling or relief, thank you for pushing me to send more onto the rent. Now to tackle the credit cards xx£801.00 / £800.00 #15
Aspiring to be financially independent.... from my parents!2 -
Fantastic Starbrite! You've done it! Calling14, you're a legend! Debtfree19, you stood by your word! MidsHollie, you're very almost there!
Yore are a such amazing crew! I'm so proud of you.
P.S. My balance is now £400.
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