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1 debt vs 100 days chapter 34
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morning.....Day 60
Sent £4.84 towards the hubby's card
brings my total to £3937.24 / £2850NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
No. 23. Paid off £858 on the Barclaycard account. The the balance is now cleared - hurrah! The next challenge is a loan that's to be cleared once I've found out the full balance.366 Day 1p Challenge 2020 - £13.41 saved3
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Well done DF2019!
I have had a refund which has cancelled out some of my big annual spends this month, meaning I have some money to throw at the debt. I've paid £180.25 leaving me at £1788.79 / £1793.04. Almost there. Once the refund has definitely come through and my recent payments have settled, I will pay off the remaining £4ish and close the account - yey! Once I've done that I'll start on the next debt in my snowball - an approx. £2300 credit card
https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1
True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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Afternoon Day 61
Sent £386.40 towards hubby's card
Brings my total to £4323.64 / £2850NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I made it: £1793.04 / £1793.04! Halifax card paid off. Best get cracking with 1 debt vs 39 days - will now focus on my Virgin CC = £2324.30
https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1
True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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morning day 62
Sent £10 towards hubbys card
brings my total to £4333.64 / £2850NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Paid £356 to my next CC, so now at £2149.04/£1793.04
https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1
True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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morning 64
Paid £19.63 towards hubby's card
brings my total to £4353.27 / £2850NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Wow wow wow, I have finally done it I am no longer in rent arrears!Just made a massive final payment of £181.00 and that is all done, Massive thanks to Halifax for a £110.84 refund, that was the final pushPaid a £1 more so I am in creditKeep going everyone, you too will have this wonderful feeling or relief, thank you for pushing me to send more onto the rent. Now to tackle the credit cards xx£801.00 / £800.00 #15
Aspiring to be financially independent.... from my parents!2 -
Fantastic Starbrite! You've done it! Calling14, you're a legend! Debtfree19, you stood by your word! MidsHollie, you're very almost there!
Yore are a such amazing crew! I'm so proud of you.
P.S. My balance is now £400.
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