New Address for Licence and V5

jayu619

Hi there,
wanted some clarification. I was routinely stopped 2 years ago. At the time, my insurance was at my new place but my drivers licence and v5 were registered to old address. I was stopped by police as part of their routine checks. I disclosed the 2 different addresses and explained that I have not got round to changing my address. He was going to fine me but said you have 12 months to change the address details, by law. Is this the case? If so, which law is it? I immediately changed the details over (complete oversight when moving homes).
Thank you in advance.

twhitehousescat

I was under the understandung that the address was one that you were "contactable" at

BoGoF

I think you got lucky. They probably couldn't be bothered with the paperwork.

AdrianC

You must - at all times - have your car and licence registered to an address through which you can be quickly and easily contacted.

If post sent to you at the old address would have got to you quickly, then there's no problem keeping them at the old address.

Remember - there's absolutely zero advantage to you in having the addresses wrong, and a massive potential downside.

Shaun_of_the_Dead

AdrianC wrote: »

You must - at all times - have your car and licence registered to an address through which you can be quickly and easily contacted.

If post sent to you at the old address would have got to you quickly, then there's no problem keeping them at the old address.

Remember - there's absolutely zero advantage to you in having the addresses wrong, and a massive potential downside.

It doesn't stipulate quickly or easily.

jayu619

Thank you for the responses. I have changed the details soon after the stop. But what if in the worst case scenario, my car gets stolen where insurance is in one address and license and v5 in another, is that a major problematic scenario?

Ectophile

The insurance company always want to know where the car is being kept. If you move to a higher risk area and don't tell them, then they may just cancel your insurance. If they do that, you may struggle to get insurance elsewhere.



If your V5 or driving licence addresses are out-of-date, then you risk missing legal notifications, with the possibility of finding you have been convicted of something in your absence.

AdrianC

jayu619 wrote: »

Thank you for the responses. I have changed the details soon after the stop. But what if in the worst case scenario, my car gets stolen where insurance is in one address and license and v5 in another, is that a major problematic scenario?

No, so long as the insurance were accurately told where the car would be kept.

jayu619

OK great, thanks! How would insurers know where the vehicle is being kept overnight, say different from where it was disclosed in the first place?

AdrianC

jayu619 wrote: »

OK great, thanks! How would insurers know where the vehicle is being kept overnight, say different from where it was disclosed in the first place?

When you claim for it being stolen or hit while parked on the road overnight, but you've said it's garaged a hundred miles away in a lower-risk area, then you're going to need a good excuse as to why that's not a routine thing - especially if you then use that address for correspondence over the claim...

As with any insurance questions - everything's lovely until they do a bit of digging after a claim.