Vehicle insurance - not declaring what can't be 'seen'?

dacouch

[quote=[Deleted User];76688959]It’s unlikely that an “improved” car will have been sold (or bought) without mentioning the fact. Unless all of that has been done off the internet, it will be traceable by the insurers.[/QUOTE]

and throw in that his social media is most likely plastered with photos of his car and boasts about the modifications.

Not that unusual for an Insurer to check SM for complex and / or suspicious claims including theft and fire claims

JustAnotherSaver

dacouch wrote: »

and throw in that his social media is most likely plastered with photos of his car and boasts about the modifications.

Not that unusual for an Insurer to check SM for complex and / or suspicious claims including theft and fire claims

Who we talking about now?


Anyone specific or just someone you know of?

Mercdriver

JustAnotherSaver wrote: »

19 posts we managed. A record possibly.

I think i'll pass on this bait. Thanks for the offer though.

Your passive aggression is not attractive. Just because someone criticises you doesn't mean they are singling you out. He is demonstrably correct. Try to be more open to criticism, you never know, you might learn something :beer:

Mistral001

Often sometimes you cannot save people from themselves. He obviously is willing to take the risk. He knows that lying to an insurance company is a risk. It is his decision to make.

Car_54

Mistral001 wrote: »

Often sometimes you cannot save people from themselves. He obviously is willing to take the risk. He knows that lying to an insurance company is a risk. It is his decision to make.

lying to an insurance company is a [STRIKE]risk[/STRIKE] crime.

JustAnotherSaver

Is driving without road tax not a crime?

Mistral001

[quote=[Deleted User];76694789]lying to an insurance company is a [STRIKE]risk[/STRIKE] crime.[/QUOTE]

Risk of committing a crime or risk of void insurance, it is still a risk.

Sorry I do not like being corrected when I did not say anything incorrect.

George_Michael

JustAnotherSaver wrote: »

Is driving without road tax not a crime?

No, not in the UK as there is no such thing as road tax.
Driving without valid VED however may be a crime.

Car_54

Mistral001 wrote: »

Risk of committing a crime or risk of void insurance, it is still a risk.

Sorry I do not like being corrected when I did not say anything incorrect.

It's a risk of void insurance, but a certainty of committing a crime;).

Ergates

Mercdriver wrote: »

But it's not simply about pure performance mods. If appearance based mods have been made in a way that an insurer might deem the car to be a more attractive target for theft, then it will adjust its risk assessment likewise

Plus, there is a higher risk that the owner will drive like an idiot.