help with file

sidnus

hi all new here first post im wondering why i have 9 accounts on my credit file the all say active securities they all say say closed and the balance says £0 but why is there 9 of them i dont understand thanks for any help here.

Willing2Learn

Welcome to the forum sidnus

On 29 November 2019, Active Securities Limited, trading as 247 Moneybox, was placed into administration. They were a payday loan company. Does that ring any bells? Do you have any old payday loans that have been settled?

sidnus

hi thanks for quick reply yeah i did have a loan with money box however i dint understand why there is 9 accounts on my file that say active securities i didnt have 9 loans lol and thanks for the swift reply

sidnus

Willing2Learn wrote: »

Welcome to the forum sidnus

On 29 November 2019, Active Securities Limited, trading as 247 Moneybox, was placed into administration. They were a payday loan company. Does that ring any bells? Do you have any old payday loans that have been settled?

also ill add im a recovering gambling addict and have had many many loans advances and what not in the past that some are still not paid,im not proud of it but every day is a step closer i would like to get my score up and build my life but this is baffling me lol

Willing2Learn

Good luck on your gambling-free journey!! I hope things work out for you.

If you do not recognise all the Active Securities accounts that are listed on your credit file, then you could raise this with the administrators. But seeing as the accounts are all showing as settled, then you may consider it to be a waste of your time

sidnus

Willing2Learn wrote: »

Good luck on your gambling-free journey!! I hope things work out for you.

If you do not recognise all the Active Securities accounts that are listed on your credit file, then you could raise this with the administrators. But seeing as the accounts are all showing as settled, then you may consider it to be a waste of your time

cheers dude im on clear score they are in the CLOSED SECTION and the balance is 0 do i just wait the 6 years to drop it off i really dont understand them i have 22 accounts in the closed section but only 5 have a balance on them the rest say £0

Willing2Learn

If you don't believe that all the accounts are yours, and you have decided that you want the incorrect data removed from you file, then I believe you will have to raise it with the 247MoneyBox administrators, by calling 0207-183-8078.

For further details about the administrators and how your accounts are being managed, then visit https://www.247moneybox.com/

sidnus

Willing2Learn wrote: »

If you don't believe that all the accounts are yours, and you have decided that you want the incorrect data removed from you file, then I believe you will have to raise it with the 247MoneyBox administrators, by calling 0207-183-8078.



sure but are you saying these are deffo the same company?

bazzyb

sidnus wrote: »

hi thanks for quick reply yeah i did have a loan with money box however i dint understand why there is 9 accounts on my file that say active securities i didnt have 9 loans lol and thanks for the swift reply

How many times did you use them? If you ever topped up or ‘rolled over’ the loan it would likely count as a new agreement.

[Deleted User]

...yes.
It’s been said enough times.

Maybe you lost track of all the loans you took out?

Willing2Learn

sidnus wrote: »

sure but are you saying these are deffo the same company?

Yup. Active Securities LTD is aka MoneyBox247.


(I've only got that by googling. But I have no reason to believe it is incorrect. It is even listed with the FCA)
https://www.fca.org.uk/news/statements/active-securities-limited-enters-administration