No BT offers now from current cards - have others seen the same change?

bluep

I have a Barclaycard and MBNA card - both with 0% deals due to run out mid next year. They’ve always had promotional offers available to me whenever I logged into the app so if I needed to later on this year I could transfer from one to the other to get an extended 0% period.

However in the last 2 months, there’s been no available offers to me (for the first time in 2 years). Is this a trend others are seeing for existing CC customers? Or could it be because my credit rating has taken a small dip in the last couple of months due to phone/insurance and other searches all at once. I’ve never missed a payment on anything so hoping it will bounce back soon enough. I don’t have issues taking out a new card as my earnings are good in comparison to the outstanding debt (and not a high utilisation of available credit) - it was just good to have the option of BT on existing cards).

[Deleted User]

It's nothing to do with your phone or insurance. It's just a reflection of tightening of targeting criteria.

If you maintain a low risk profile, offers sill come again.

LuSiVe

I had Barclaycard transfer offers last week as an existing customer.

femalemonarchfemalecanine

I had quite a few months of no bt offers from Barclaycard, but today I notice that I have 2 bt offers and a money transfer offer.

mro

I have noticed big change with Barclaycard over past 2 years:
https://forums.moneysavingexpert.com/showpost.php?p=74387967&postcount=55

Don't think I have had any offers from Barclaycard since I made above post in June 2018, I used to be getting offers all the time and have 2 longstanding Barclaycards of many years.


Have been couple of similiar threads over past year.

Barclaycard- no transfer offers?
https://forums.moneysavingexpert.com/discussion/5656094/barclaycard-no-transfer-offers

No monthly offers from Barclaycard?
https://forums.moneysavingexpert.com/discussion/5881087/no-monthly-offers-from-barclaycard
.

Retired_Mortgage_Adviser

I myself haven't seen much difference on my Barclaycard and Halifax cards over the past couple of years. I've noticed that the Halifax ones reduce/disappear (especially the Money Transfer offers) for a short while if I've had a couple of hard searches recently, but they come back on soon after.

Just hang around maintaining a squeaky clean credit history and things may go back to normal.