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Regular Savings Accounts: The Best Currently Available List!

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  • mhoc
    mhoc Posts: 19,297 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    steve65e wrote: »
    http://www.chorleybs.co.uk/Files/rb/FestiveFund.pdf#zoom=auto

    £0 - 500 per month, no withdrawals or closure until maturity, 31/10/18.

    If I click on the download an application link all I get is a share application form ????
    Is it just a case of them not updating or is the actual festivefund form elsewhere?

    And why festivefund?
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 1 October 2017 at 12:01PM
    mhoc wrote: »
    If I click on the download an application link all I get is a share application form ????
    Is it just a case of them not updating or is the actual festivefund form elsewhere?

    And why festivefund?

    The form you mentioned is the form you use to apply. You have to write on it, in the field provided, the name of the account you wish to apply for.

    http://www.chorleybs.co.uk/Files/share3.pdf

    Why Festive Fund? Who cares what they decide to call any given account?
  • mhoc wrote: »
    If I click on the download an application link all I get is a share application form ????
    Is it just a case of them not updating or is the actual festivefund form elsewhere?

    And why festivefund?

    To open an account you will need to apply in branch or by post and let us have;
    a fully completed Share Account application form;
     at least the minimum deposit of £1.00; and
     proof of your identity, address andresidency
  • apt
    apt Posts: 3,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Why take the risk? Send a faster payment today before Nationwide's cut-off time to make sure you won't be charged.
  • karlie88 wrote: »
    Thanks.

    Up to £500 per month.

    A member is anyone who's got an open product with Chorley BS for 12+ months. Rules me out - still may go for it @ 2.25%.

    Same here. I opened a Chorley BS Regular Saver in May 2017, so not quite a year yet. Still worth it for 2.25%, particularly with the generous £500 monthly allowance.
    I can't see anything in the T and C's preventing me from opening a Festive Fund RS when I have an existing ordinary RS (just that you can't have both a Members Festive Fund RS and a non-members Festive Fund RS). Have I missed this?
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    mhoc wrote: »
    And why festivefund?
    Because it matures in time for Christmas shopping?
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 2 October 2017 at 3:52PM
    Have also posted this in a separate thread...

    VRS ISSUE 1 matures 20/10/17 - Max balance permitted £3500

    Today I have had £10.48 returned to me entitled A/c limit breach, however the £10.48 was interest into the a/c which should be excluded from the max permissible balance.

    Maximum deposit limit £3,500 a year. For all accounts the maximum deposit limit also applies to joint accounts.
    • If a monthly deposit results in your account going over the maximum £250 per calendar month deposit limit we will return the
    additional money to you. This does not include any interest you have asked to be added direct to your account.

    Have contacted Virgin and awaiting a call back.

    Anyone else had this ?
  • mgarl10024
    mgarl10024 Posts: 643 Forumite
    Tenth Anniversary Combo Breaker
    have also posted this in a separate thread...
    Vrs issue 1 matures 20/07/17 -

    20/10/17? .
  • mgarl10024 wrote: »
    20/10/17? .

    Oops...typo...corrected ;)
  • gingercordial
    gingercordial Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have also posted this in a separate thread...

    VRS ISSUE 1 matures 20/10/17 - Max balance permitted £3500

    Today I have had £10.48 returned to me entitled A/c limit breach, however the £10.48 was interest into the a/c which should be excluded from the max permissible balance.

    Maximum deposit limit £3,500 a year. For all accounts the maximum deposit limit also applies to joint accounts.
    • If a monthly deposit results in your account going over the maximum £250 per calendar month deposit limit we will return the
    additional money to you. This does not include any interest you have asked to be added direct to your account.

    Have contacted Virgin and awaiting a call back.

    Anyone else had this ?

    I've just come on here looking for information about this, as I had a random £10.39 deposited into my feeder account today and I couldn't work out where from - I'm looking at the Tesco current account app and can't see that it has any kind of reference. Eventually scrutinising my spreadsheet found that this was the amount of interest added to my first Virgin RS (the one due to mature at the end of the month) back in March. Logging in to Virgin I see the same "breach" message.

    I will send them a message now too.
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