Regular Savings Accounts: The Best Currently Available List!

schiff

Deleted_User wrote: »

Which means my actual "profit" should I open another regular saver at the end of the current term would be less than £20 for one year's investment and because of other investments I'd lose £4 of that in tax. Now, £16 is £16 I hear you say and I'm not one to turn down free money however I can no longer get enthused about the whole thing. Let's be honest, it's a pittance and it's not going to make any difference to my life. It was fun for a time seeing my money doing cartwheels going from account to account but to be honest I'm getting bored with the whole thing now.

You forget that some people have nothing else to do but muck about with their money Be grateful you have a life.

Stompa

My Santander Regular eSaver has matured today, and been converted to an Everyday Saver account. There's no sign of any interest though. Is there normally a delay for this to appear? (or perhaps I'm just being impatient, and it'll be there by the end of the day!)

ctdctd

Stompa wrote: »

My Santander Regular eSaver has matured today, and been converted to an Everyday Saver account. There's no sign of any interest though. Is there normally a delay for this to appear? (or perhaps I'm just being impatient, and it'll be there by the end of the day!)

Mine was due to mature on the 14th - didn't check to see what the account was called though.
Today, it's an Everyday Saver and interest is there fine.

Also, you can open the current 3% version straight away online unlike last year :-)

Stompa

ctdctd wrote: »

Mine was due to mature on the 14th - didn't check to see what the account was called though.
Today, it's an Everyday Saver and interest is there fine.

Thanks.

ctdctd wrote: »

Also, you can open the current 3% version straight away online unlike last year :-)

Yes, I know. Already done!

mgarl10024

ctdctd wrote: »

Also, you can open the current 3% version straight away online unlike last year :-)

That's a big improvement - thanks for the heads up.
Had been building myself up to that phone-call, so this is a nice relief. Probably for the throats of the call handlers too!

xylophone

My Santander Regular eSaver has matured today, and been converted to an Everyday Saver account. There's no sign of any interest though.

Ditto - I rang and it will be added tonight apparently.

However, to my mind the interest was owed on the regular saver and should have been added to the regular saver before it was converted to an everyday saver.

Tayloriw1

Hello i have lloyds and nationwide plus a BOS regular saver when they all mature, can i reopen new ones with same banks ??

colsten

Not had my interest paid either by Santander even though the account has changed to an esaver overnight. All they could tell me is that it will "probably" be added overnight, and that they would investigate it and call me back on Monday (!).

On closer examination, I think it's correct that my interest doesn't get paid until tomorrow, as the T&Cs say "interest is .......added to this account annually on the anniversary of account opening", and my account was opened on March 16 2016. It appears that Santander are confusing everyone by changing the account to an esaver a day before the anniversary. They did write to me a couple of weeks ago though to say the account would mature today.

EDIT: Interest appeared in my account today, March 16. All's well then, despite the confusion they introduced by renaming the account yesterday.

colsten

Tayloriw1 wrote: »

Hello i have lloyds and nationwide plus a BOS regular saver when they all mature, can i reopen new ones with same banks ??

If they still offer them and the T&Cs allow it, yes you can.

Stompa

colsten wrote: »

...as the T&Cs say "interest is .......added to this account annually on the anniversary of account opening", and my account was opened on March 16 2016.

Mine was opened on the 15th though.