No-fee Money Transfer offers for existing cards - which ones besides Halifax and MBNA?

Fingerbobs

Ben8282 wrote: »

To clarify.
Current Lloyds offers:
BT 18 months 0% interest 3% fee OR 36 months 4.9% interest 0% fee
MT 18 months 0% interest 3% fee
However, the offers usually change every month and have included 0% fee money transfer offers in the past.
I would assume that the offers available from Lloyds and \Halifax are pretty much the same.

These are exactly the same offers I've had on my Lloyds card pretty-much since the original promo ended about 2 years ago.

Halifax is the same, with one very important addition:

MT: 4.9% interest p.a. over 36 months with a 0% fee

The Halifax offers never seem to change for me either, and always include the fee-free MT offer. A specific selling point of the Halifax Clarity card when I took it out many years ago was that there was no fees for anything.

Ben8282

Fingerbobs wrote: »

These are exactly the same offers I've had on my Lloyds card pretty-much since the original promo ended about 2 years ago.

Halifax is the same, with one very important addition:

MT: 4.9% interest p.a. over 36 months with a 0% fee

The Halifax offers never seem to change for me either, and always include the fee-free MT offer. A specific selling point of the Halifax Clarity card when I took it out many years ago was that there was no fees for anything.

My offers change every month. There have been months when I have had a combination of 5 different offers. I don't intend to get into a prolonged discussion about this as you appear quite determined to imply that I am mistaken. I don't believe that I am mistaken but as everybody's offers are different and my offers vary every single month unlike yours which appear to remain constant, what I get is not really an indication of what somebody else will get.

Fingerbobs

Ben8282 wrote: »

My offers change every month. There have been months when I have had a combination of 5 different offers. I don't intend to get into a prolonged discussion about this as you appear quite determined to imply that I am mistaken. I don't believe that I am mistaken but as everybody's offers are different and my offers vary every single month unlike yours which appear to remain constant, what I get is not really an indication of what somebody else will get.

I'm not suggesting you're mistaken, but you're guessing about the Halifax card being the same as the Lloyds card, but there is an important difference in that the Halifax card was specifically marketed as having no fees, whereas the Lloyds card wasn't, and in my experience the Halifax card always has a no-fee MT offer on it (as per marketing bumf), whereas my Lloyds card never has.
Halifax Clarity is the only card on the market I know of that specifically advertises fee-free MTs.