Whats been your best advice of the year?

MiniLaura

Mines not been so much as advice but whats happened - got made redundant and had six months on JSA - opened my eyes right up to prospect of budgeting! Counting up my coppers to buy milk and bread was a good one.

Since gettig a new job and that - really made me want to change things, get rid of debts asap to leave me a bit more secure if im in situation of being out of work - and to save instead of relying on credit!

Im on my way to getting rid of my credit card for good and sorting ot my loan - then its time to look at getting settled in my own place and having car etc. Can afford to start thinking about driving lessons again as im budgeting!

Its a great feeling!

hypno06

melissa'smoney wrote: »

Intrigued.....what's a snowball calculator??

x

Have a look at www.whatsthecost.com - put in your debt details and it works out which one you should pay off first, and gives you a debt free date -you can play around with it and bring that date forward with a bit of effort!

evab_2

thanks for all the great replies!

angelflower_2

two things for me

contact cap www.capuk.org

do martins wee indulgence thing and see how much of your annual income goes on chocolate/coffee/gossip mags (input the vice of your choice)

chloebelle

My best advice was spending diary, become MSE obsessed and getting a contract mobile which has saved me about £70 a month!!!

Wish I could remember who gave what advice, but everyone here is fab so just thanks to everyone who takes the time to give out tips.

yellowmonkey

My best was joining. Not looked back since

Thank you all

ym

painted_lady

Yes, coming on here regularly was my best advice and is what I advise others to do. Keeps me motivated.

cantcope

my best bit of advice was to keep going. It's very hard when you're debt is so big and mine was small compared to some others.
But now with only 3k to go i feel like i'm racing to the finish line.

doodledo_2

I think my best advice has been to come on here and stick around.

When I use the forum I am so much more in control of my finances, ok some may some obsessive lol.

Madcatgirl

The best advice was quidco/pigsback and all the other cashback sites. I've got my home insurance for £3 and car insurance and breakdown for £50 with money back, well worth it!